What are my approval chances for AMEX BCP?

[Anonymous]

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@Anonymous wrote:

I am sort of enamored with the idea of applying for one more card, but worried about having that 3rd inquiry in 6 weeks and the potential immediate credit score hit from adding on the new cards. 

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You need the cards to build your file and also thicken it.  I'd go for the another card so that they can all age together if I were in your shoes.

[Anonymous]

Leaning Discover IT....good way to go, yes-its-me?  Thanks.

[Anonymous]

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@Anonymous wrote:

Leaning Discover IT....good way to go, yes-its-me?  Thanks.

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Yes, good way to go and a very good card.  Apply and report back.  They will likely be pulling EQ.  

[Anonymous]

Oof...that's my lowest FICO score.  It looks it is a toss up whether they pull TU or EQ...

[Anonymous]

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@Anonymous wrote:

Oof...that's my lowest FICO score.  It looks it is a toss up whether they pull TU or EQ...

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If that is the score in your siggy then definately not low.  You are over thinking it.  You will be fine.. 

[myjourney]

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@Anonymous wrote:

Leaning Discover IT....good way to go, yes-its-me?  Thanks.

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I've been reading and following this thread

!st off congrats 

2nd Yes-its-me has taken you by the hand and given you A1 class advice and I concur for a few reasons 

1) one more HP is not going to kill you vs the rewards and long term benefits 

2) I don't see any reason that you won't be approved 

So pick the card that best suits your profile with Yes-its-me backing and GO FO IT 

Good luck 

[Anonymous]

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@myjourney wrote:

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@Anonymous wrote:

Leaning Discover IT....good way to go, yes-its-me?  Thanks.

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I've been reading and following this thread

!st off congrats 

2nd Yes-its-me has taken you by the hand and given you A1 class advice and I concur for a few reasons 

1) one more HP is not going to kill you vs the rewards and long term benefits 

2) I don't see any reason that you won't be approved 

So pick the card that best suits your profile with Yes-its-me backing and GO FO IT 

Good luck 

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@Agreed @MJ...  OP gets scared methinks...  But building credit is not for the faint of hearts.  You either want it or not...

[DeeBee78]

OP, since you already app'd with Amex, you can get a charge card with the same pull, if you're interested in one. 

And $2500 is a good starting limit for someone with a limited history. 

[Anonymous]

Got approved for Discover IT but only a CL of $1000, which is a bit of dissappointment.

[Anonymous]

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@Anonymous wrote:

Got approved for Discover IT but only a CL of $1000, which is a bit of dissappointment.

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Very nice.. Congrats!!  After 2-3 months, click the CLI button as Discover is growing quickly with people.  Remember, you only have 8 months of history and these approvals are a solid start for you.

Alot of people don't get such opportunity so very good job!!!!