What are my chances of Approval from Amex

[Jagajaga]

hello All, 

what are my chances of getting an American Express card? I filed chapter 7 bankruptcy 8 years ago, since then I've never been late on payments. My scores are Experian 738, Transunion 720 and equifax 710. Salary is $200k+ plus. My worry is that the bankruptcy is still on my credit report until 2023. 

[OmarGB9]

Did you by chance burn Amex in BK?

[Jagajaga]

No Amex was not included in my bankruptcy. I've never had an Amex card before. 

[coldfusion]

Since you didn't IIB AMEX and your BK7 is well past their 61 month threshold, having the BK still reporting won't be a dealbreaker. 

[NYC_Fella]

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@Jagajaga wrote:

hello All, 

what are my chances of getting an American Express card? I filed chapter 7 bankruptcy 8 years ago, since then I've never been late on payments. My scores are Experian 738, Transunion 720 and equifax 710. Salary is $200k+ plus. My worry is that the bankruptcy is still on my credit report until 2023. 

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You should be golden, especially for a revolving card. It is said that charge cards are easier approvals but I (and at least one other member here) have found the opposite to be the case.

[SouthJamaica]

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@Jagajaga wrote:

No Amex was not included in my bankruptcy. I've never had an Amex card before. 

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Then you should be ok. 

[Anonymous]

Looks like you should be good, have you tried the pre-approval page? Those seem to be pretty solid.