What are some good cards for my profile?

[Anonymous]

Hey guys!

I'm 18 years old, I'm a freshman college student studying Engineering at a top 10 Engineering School & I'm looking for my first higher end card, preferably something with international airport lounge access and travel rewards. 

My profile looks something like this:

FICO score: 776

Annual Income: $10,000

Citi Simplicity: $6,400

Amex Everyday: $2,000

(University) Federal Credit Union: $1,000

Barclaycard Arrival Mastercard: $900

Chase Slate: $600

Discover it for College Students: $500

Which cards (if any) could I qualify for?

Thanks in advance,

Roach16

[Anonymous]

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@Anonymous wrote:

Hey guys!

I'm 18 years old, I'm a freshman college student studying Engineering at a top 10 Engineering School & I'm looking for my first higher end card, preferably something with international airport lounge access and travel rewards. 

My profile looks something like this:

FICO score: 776

Annual Income: $10,000

Amex Everyday: $2000

(University) Federal Credit Union: $1000

Barclaycard Arrival Mastercard: $900

Chase Slate: $600

Discover it for College Students: $500

Which cards (if any) could I qualify for?

Thanks in advance,

Roach16

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How long is your overall credit history?

[Anonymous]

My average credit history is about 4.77 years according to credit karma. 6 years 4 months on one card.

[Anonymous]

What card did you have at 12 years old? Lol. Or were you an AU on your parent's AmEx?

[Anonymous]

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@Anonymous wrote:

My average credit history is about 4.77 years according to credit karma. 6 years 4 months on one card.

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Interesting..

Though your current limits are a bit small..

I would work on some SP CLI's before apping for anything or you'll just likely continue the cycle of toy limits.

[Anonymous]

I'm an AU on my dad's Citi card. It's his **bleep**tiest card so he just said "Whatever, use it for emergencies" and I got added on, Haha.

[Anonymous]

Since I do international travel about twice a year, which cards do you think would be best to gain airport lounge access?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

My average credit history is about 4.77 years according to credit karma. 6 years 4 months on one card.

---

Interesting..

Though your current limits are a bit small..

I would work on some SP CLI's before apping for anything or you'll just likely continue the cycle of toy limits.

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+1, once you decide on a card I would heed this advice and try for CLI's on existing cards first. This is exactly what I dont want to see when I apply for Arrival >>> Barclaycard Arrival Mastercard: $900. What is one to do with a $900 limit no FTF travel card? Didnt even realize they issued limits this low for Arrival

[Lyythine]

Many cards offer airport lounge access, just depends on how much youre willing to pay as an annual fee for the convenience. Im sure there is a card that offers it with no annual fee, but none spring to mind at the moment.  

But for what its worth, my girlfriend is watching a show called "Extreme Cheapskates" and I'm two scotch's in just so I can deal with the pain of watching this show. What I'm trying to say is, Im not at the top of my game at this moment.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

My average credit history is about 4.77 years according to credit karma. 6 years 4 months on one card.

---

Interesting..

Though your current limits are a bit small..

I would work on some SP CLI's before apping for anything or you'll just likely continue the cycle of toy limits.

---

+1, once you decide on a card I would heed this advice and try for CLI's on existing cards first. This is exactly what I dont want to see when I apply for Arrival >>> Barclaycard Arrival Mastercard: $900. What is one to do with a $900 limit no FTF travel card? Didnt even realize they issued limits this low for Arrival

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There was a guy on here with a $600 SL Arrival+...