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What card should I apply for next?

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GabLuc
Valued Member

Re: What card should I apply for next?

I will love to share my profile. 

annual credit report is exactly the same as FICO. And the credco is the same as FICO also. 
All inquiries are mortgageAll inquiries are mortgage

 

One collections paid in full 2018.One collections paid in full 2018.

 

All accounts are at zero. Children’s place 1late payment in Dec 2018.All accounts are at zero. Children’s place 1late payment in Dec 2018.

 

Current Score TU 672 EXP 660 EQU 680 1.14.21
Starting score TU 520 EXP 564 EQU 550 10.01.18
Message 11 of 13
Slabenstein
Valued Contributor

Re: What card should I apply for next?

A PIF collection is still a collection for scoring purposes, so that account is definitely holding your FICOs down.


Message 12 of 13
GabLuc
Valued Member

Re: What card should I apply for next?

Ok I will work on getting it removed. I thought if it was paid in full and closed I'd be ok.. 

 

Current Score TU 672 EXP 660 EQU 680 1.14.21
Starting score TU 520 EXP 564 EQU 550 10.01.18
Message 13 of 13
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