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What does it take to get approved for Citibank?

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cuthatcard
Frequent Contributor

Re: What does it take to get approved for Citibank?

Glad to read about Citi experiences  and data points! 

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 71 of 93
cuthatcard
Frequent Contributor

Re: What does it take to get approved for Citibank?


@austinguy907 wrote:

Why are we digging up posts from nearly a year ago?  



^^^, for some of us seeking info on these Cities cards, quite frankly,  these helps, a year ago on not ! I'm glad to see them...

 

New FICO 'ers joining daily!  

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 72 of 93
Salrn
Established Member

Re: What does it take to get approved for Citibank?

I got approved for Citi AAdvantage as well as I was booking a flight with AA. Automatic approval $6300. SInce the approval (3-4 weeks) i have received multiple Pre-Selected Offers from Citi. Too afraid to try...... Had a recent denial from Chase for Disney Card. 2 old judgements (Paid) 

Message 73 of 93
wingwalker
Member

Re: What does it take to get approved for Citibank?

I for one am happy to see this thread resurrected, as Citi data points are always relevant.

Message 74 of 93
morgacj2004
Valued Contributor

Re: What does it take to get approved for Citibank?

My wife has had decent luck since our BK in 2012. She got the Sears Card MC, A secured Visa and most recently the Costco Visa. Tried for several Bank cards (legacy) and was denied due to BK. Tough nut to crack 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 75 of 93
iced
Valued Contributor

Re: What does it take to get approved for Citibank?

I'm surprised to hear so many people have had trouble getting a Citi card. Citi was one of the first banks that took me back after I hit rock bottom.

 

I made some poor decisions 2011-2012 which resulted in multiple 90+ day lates on my report and my score plummeting into the mid 500s. In 2013, I applied for the Citi TYP on a whim because I needed something I could use besides a debit card. At the time, all I had left was a Cap1 which reported a $750 limit but was locked to $0 available due to lates and an old Barclay's card with a nearly maxed out $2400 limit from before my mess began. Instantly approved for $6000.

 

Message 76 of 93
morgacj2004
Valued Contributor

Re: What does it take to get approved for Citibank?

Austin Guy 907 wrote"Why are we digging up posts from nearly a year ago".

Because the info is still relevant and OP had a legit question! You don't have to read or comment on the post if u believe it to be a waste of your time!

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 77 of 93
Salrn
Established Member

Re: What does it take to get approved for Citibank?

Btw... that denial from Chase for Disney card was an approval in March 2017 😁😁😁

Message 78 of 93
Anonymous
Not applicable

Re: What does it take to get approved for Citibank?

@salm, what's your secret? That is my goal card. And yes, I realize how dumb that sounds.
Message 79 of 93
Anonymous
Not applicable

Re: What does it take to get approved for Citibank?

And sorry, my phone hates me. @salrn .... i need to step away from the phone.
Message 80 of 93
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