What does this mean?

Anonymous · ‎11-27-2018

Hi everyone, I’m a newbie here and would like to know if anyone has any type of idea what this means? “PENDING FUNDED” I applied for a CC with SFPCU the application was pending for a few days and now switched to the “pending funded”.

Thank you!

FinStar · ‎11-27-2018

Typically, for most CUs, that translates into the loan or CC product being originated or approved.

Anonymous · ‎11-27-2018

Finstar,
Wonderful, Thank you!

Creditobsessed12 · ‎11-27-2018

Is this a secured card? I’ve seen people get this status for a secured CC.

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board

Anonymous · ‎11-27-2018

Hi,
No I applied for a regular Visa card. Do you think they might have countered with a secured? That would suck! Maybe I should call them.

FinStar · ‎11-27-2018

No, you should be fine OP. If they had countered the original application you would have received separate communication regarding a "conditional approval" with such stipulations.

Anonymous · ‎11-27-2018

FinStar,
Phew! That’s great to hear, I’ll just wait it out and keep checking the site. I’ll keep you posted

Thank you!

FinStar · ‎11-27-2018

Sounds good OP 😁 Did you request a specific CL on the application?

Welcome to the forums btw!

Anonymous · ‎11-27-2018

FinStar,
No, if approved this will be my first actual unsecured CC, I have (2) secured cards with NFCU for 5k and Discover $500 other than that I have student loans and 2 collections one for $2200 for an apt (almost 4 years ago) that I never actually moved into 🙄 and $1100 for a regular bill that’s (6 years old)
So I’ll be very excited if it’s approved!!!

Anonymous · ‎11-27-2018

Thank you! I’m excited to be here with you pros!!!