@spiritcraft1 wrote:
@KLEXH25 wrote:
@spiritcraft1 wrote:DW was preapproved for a Gold at 630 F08. I got a Biz Gold at 640 or so. Her approval was 6 months ago, no additional prequals as yet. She started with a 20K pay over time limit and it is still at that point. She just reached 675 for her EX F08 score but no other prequals so far.
Has your DW gone to any of the Amex cards while signed in and clicked the apply button? It will automatically tell you if you're preapproved for that particular card. I didn't know I had to click APPLY to see it until I read it somewhere here. Plus it's a SP approval since she's already in with Amex (same for you).
Nothing yet with that method or any other prequal method. Here EX Ficos keep rising, showing 666 curently though she is at 676 as of today. 6 statements have cut now with a good amount of usage and full payment of course. I am sure they will pop up. Her next AMEX card may be a business card though as she is in awaiting a mortgage app mode until late summer.
Her scores may have not updated internally, but it's only a matter of time. Good luck with the mortgage!
