What is easy to get Amex Credit Card

[Anonymous]

Lots have been getting the Everyday card and the blue cash everyday with scores in the low 600's. Just saw one on here yesterday or the day before that was a 626 score and approved for 1k BCE. If you read the approvals forum just the last week for Amex posts you will see something odd is going on with them approving those 2 cards this week. Maybe it will be a permanent thing.

[Anonymous]

Second card I ever applied for was the Amex ED.  I don't recall what my score was at the time of submitting my application. but I probably had somewhere around 2 or 3 years credit history and was probably over 30% utilization.  I could be wrong though. 

[Red1Blue]

My Application for Delta is declined. I should have waited 30 days and let the accounts reflect with the new payments I made and applied. Oh well, I'll wait 30 days and re-apply. If I get it then I'll cancel PRG charge card and save my self $175 AF. We will see.

[Anonymous]

Sorry Cord.
I always say try Recon. Even in this case when you won't have a hard pull for the app. You could call and talk to them. If he reason for he decline is Utilization than maybe offer to send them in proof of payments. I did that for my US Bank Recon. All they wanted was printouts from my online accounts showing the payment and the new balance. Worth a try IMO.

[Red1Blue]

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@Anonymous wrote:
Sorry Cord.
I always say try Recon. Even in this case when you won't have a hard pull for the app. You could call and talk to them. If he reason for he decline is Utilization than maybe offer to send them in proof of payments. I did that for my US Bank Recon. All they wanted was printouts from my online accounts showing the payment and the new balance. Worth a try IMO.

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I am going to wait it out and apply again in the next 30-60 days. I am not in a hurry and with Amex the more we push then can get touchy about things. I have paid off most of accounts and they start updating soon. We wil see.

[Anonymous]

I thought Amex Everyday/ BCE are the easiest?

[CantSmashThis]

The Amex BCE is simple to get. I have my score around 670s and was getting denied for some other cards. I still have a high util rate on my last statement (67%) even though it will be at less than 8% once my next statement is updated. I also have a short credit history (6 months). However, I just got approved for the BCE for 1k CL on the spot.

[Red1Blue]

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@CantSmashThis wrote:

The Amex BCE is simple to get. I have my score around 670s and was getting denied for some other cards. I still have a high util rate on my last statement (67%) even though it will be at less than 8% once my next statement is updated. I also have a short credit history (6 months). However, I just got approved for the BCE for 1k CL on the spot.

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Congrats for your BCE approval.

[Anonymous]

It is innacurate to say Delta Skymiles card easiest to get. I see people with 660's getting denied or approved with the $1000 SL whether its ED BC or Delta. For the millionth time, everything depends on YOUR credit profile and no one else's.