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What is my approval chance for CSP?

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Anonymous
Not applicable

What is my approval chance for CSP?

I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:

 

BoA Cash Rewards 3300

Chase Freedom 2200

Cap1 QS 2500

AMEX BCE 6000

Discover IT 4500

Amazon store card 6000

 

what are my chances?

Message 1 of 16
15 REPLIES 15
ojefferyo
Valued Contributor

Re: What is my approval chance for CSP?


@Anonymous wrote:

I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:

 

BoA Cash Rewards 3300

Chase Freedom 2200

Cap1 QS 2500

AMEX BCE 6000

Discover IT 4500

Amazon store card 6000

 

what are my chances?


When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2 of 16
Anonymous
Not applicable

Re: What is my approval chance for CSP?


@ojefferyo wrote:

@Anonymous wrote:

I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:

 

BoA Cash Rewards 3300

Chase Freedom 2200

Cap1 QS 2500

AMEX BCE 6000

Discover IT 4500

Amazon store card 6000

 

what are my chances?


When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.


I got BOA last 5/14 and the rest 11/14, but this will help?

http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png

Message 3 of 16
redpat
Senior Contributor

Re: What is my approval chance for CSP?


@Anonymous wrote:

@ojefferyo wrote:

@Anonymous wrote:

I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:

 

BoA Cash Rewards 3300

Chase Freedom 2200

Cap1 QS 2500

AMEX BCE 6000

Discover IT 4500

Amazon store card 6000

 

what are my chances?


When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.


I got BOA last 5/14 and the rest 11/14, but this will help?

http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png


Prequaliifed are pretty solid and you have a relationship with them, but they are being tough on too many new accounts now.

 

Try prequal capital one for venture.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 4 of 16
Anonymous
Not applicable

Re: What is my approval chance for CSP?


@redpat wrote:

@Anonymous wrote:

@ojefferyo wrote:

@Anonymous wrote:

I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:

 

BoA Cash Rewards 3300

Chase Freedom 2200

Cap1 QS 2500

AMEX BCE 6000

Discover IT 4500

Amazon store card 6000

 

what are my chances?


When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.


I got BOA last 5/14 and the rest 11/14, but this will help?

http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png


Prequaliifed are pretty solid and you have a relationship with them, but they are being tough on too many new accounts now.

 

Try prequal capital one for venture.


Guess what????? I responded to their prequal. and i got the message 30 days, but then i called their credit analyst. Been approved for $7500 limit!!

Message 5 of 16
Anonymous
Not applicable

Re: What is my approval chance for CSP?

😀😀😀😀😀😀😀😀 Congrats !!!! 😁😁😁😁😁😁😁😁
Message 6 of 16
Anonymous
Not applicable

Re: What is my approval chance for CSP?

If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years.  This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?

Message 7 of 16
taxi818
Super Contributor

Re: What is my approval chance for CSP?


@Anonymous wrote:

If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years.  This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?


Dont know why this is so hard to beleive. just got my freedom a month ago. with 14 accounts in last 2 years. because a few people heard that on recon. does not mean every one. from my understanding. when i apped. they were looking how many i had in the last 6 months. at the time ., i only had 1. the rest were older. and none from chase. so maybe that had something to do with it. not sure.

Message 8 of 16
Anonymous
Not applicable

Re: What is my approval chance for CSP?


@Anonymous wrote:

If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years.  This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?


Yes very positive. My oldest card is one year old last May.

Message 9 of 16
revjamesl
Valued Contributor

Re: What is my approval chance for CSP?

Congrats!
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 10 of 16
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