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I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
I got BOA last 5/14 and the rest 11/14, but this will help?
http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png
@Anonymous wrote:
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
I got BOA last 5/14 and the rest 11/14, but this will help?
http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png
Prequaliifed are pretty solid and you have a relationship with them, but they are being tough on too many new accounts now.
Try prequal capital one for venture.
@redpat wrote:
@Anonymous wrote:
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
I got BOA last 5/14 and the rest 11/14, but this will help?
http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png
Prequaliifed are pretty solid and you have a relationship with them, but they are being tough on too many new accounts now.
Try prequal capital one for venture.
Guess what????? I responded to their prequal. and i got the message 30 days, but then i called their credit analyst. Been approved for $7500 limit!!
If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years. This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?
@Anonymous wrote:If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years. This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?
Dont know why this is so hard to beleive. just got my freedom a month ago. with 14 accounts in last 2 years. because a few people heard that on recon. does not mean every one. from my understanding. when i apped. they were looking how many i had in the last 6 months. at the time ., i only had 1. the rest were older. and none from chase. so maybe that had something to do with it. not sure.
@Anonymous wrote:If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years. This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?
Yes very positive. My oldest card is one year old last May.