@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
Thats absolutely incorrect! I have 8 within 7 months from them
Amazon visa
freedom
slate
ritz
disney rewards
united
hyatt
zappos
@Anonymous wrote:
@Anonymous wrote:If I'm reading this correctly you just got approved for a branded chase card with 6 new accounts in the last 2 years. This would be very interesting...are you 100% positive they were all in the last 2 years and are any of the AU cards?
Yes very positive. My oldest card is one year old last May.
Hmmm this is interesting. And it gives me hope that I don't have to wait 2 years for the Freedom. I think I will still hold off on applying until more reports of getting around their new policy come out. Congratulations!
@Booboo71 wrote:
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
Thats absolutely incorrect! I have 8 within 7 months from themAmazon visa
freedom
slate
ritz
disney rewards
united
hyatt
zappos
Well the word is the their new policy is that they will auto deny you for 5 or more accounts in two years IF you are applying for one of THEIR cards. Meaning Freedom/Slate/CSP. That means it excludes co-branded accounts. (Business accounts too I believe)
So if the order you listed those cards, is the order in which you were approved, then this new policy would not have come into play as United, Hyatt & Zappos are all co-branded Chase cards.
@Anonymous wrote:
@redpat wrote:
@Anonymous wrote:
@ojefferyo wrote:
@Anonymous wrote:I got 732 EX FICO score, 745 TU FAKO, 745 EQ FAKO, 9 inquiries on both TU and EX, last inquiry 2/15. 8 Inquiries on EQ, last inquiry 6/15 No late payments, PIF every month, never carry balance. got auto loan with remaining balance 20k. I my cards are:
BoA Cash Rewards 3300
Chase Freedom 2200
Cap1 QS 2500
AMEX BCE 6000
Discover IT 4500
Amazon store card 6000
what are my chances?
When did you get those cards? Chase has a new policy of 5 cards within 2 years now and they will auto deny you.
I got BOA last 5/14 and the rest 11/14, but this will help?
http://i284.photobucket.com/albums/ll24/Tan_Tongol/Chase%20pre-qual_zpsypscvziu.png
Prequaliifed are pretty solid and you have a relationship with them, but they are being tough on too many new accounts now.
Try prequal capital one for venture.
Guess what????? I responded to their prequal. and i got the message 30 days, but then i called their credit analyst. Been approved for $7500 limit!!
Congrats on getting past that new policy! 
Do you mind if I ask what your fico score is? Thx
