What is my chance of getting approved for Venture or Barclay?

[sunilcobain01]

I'm a newbie in this forum. My scores  are Fico 08 TU 696 EQ 676 EX 651. I have 3 30 days late paymnets showing on my report and one medical collection reporting only in Experian. I was approved for Slate and Freedom on last February. AAA is 3 years 3 months. Olsdest account 10 years. Do you guys think i'll get approved for Venture or Barclay? Credit Karma shows very good  approval odds for Venture. Should I apply for Venture? Any suggestions will be helpful.

[MaisCher]

Check the Capital One prequal and see if something comes up. Also, check out this thread with stats from people who were approved not long ago. Good Luck!

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Recent-Cap1-Venture-Approval-Stats/td-p/378468...

[CreditMagic7]

Best Of Luck for a good outcome.

[dapps06]

I was approved about two weeks ago for the Venture with a 10k limit, my profiles have changed in the past two weeks but at the time of application they looked like this:

- 35k salary

- 13/10/10 inquiries from EX/EQ/TU respectively

- 33% utilization across the board, over 70% on two cards, my Chase Freedom and one of my Cap 1 Quicksilver's, zero balances on the rest.

- 6 years AAoA

- On EQ I have one charge off and one collection account, these two accounts no longer exist on EX/TU

- All three profiles I have a settled WF auto loan from five years ago with many 30 day late payments and two 60 day lates

- One 90 day late payment from Sallie Mae from six years ago

- I already had four Cap 1 cards when I applied, after approval I called and closed the Platinum Prestige.

I DID have a pre approval for this card on their website before I applied. Hope this helps. 

[Anonymous]

Have you checked the CAP 1 site to see if you are pre-qualified?

[sunilcobain01]

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@dapps06 wrote:

I was approved about two weeks ago for the Venture with a 10k limit, my profiles have changed in the past two weeks but at the time of application they looked like this:

- 35k salary

- 13/10/10 inquiries from EX/EQ/TU respectively

- 33% utilization across the board, over 70% on two cards, my Chase Freedom and one of my Cap 1 Quicksilver's, zero balances on the rest.

- 6 years AAoA

- On EQ I have one charge off and one collection account, these two accounts no longer exist on EX/TU

- All three profiles I have a settled WF auto loan from five years ago with many 30 day late payments and two 60 day lates

- One 90 day late payment from Sallie Mae from six years ago

- I already had four Cap 1 cards when I applied, after approval I called and closed the Platinum Prestige.

I DID have a pre approval for this card on their website before I applied. Hope this helps. 

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Thank you for the response. I checked pre approval site for capital one but no luck. It only says you migt be interested in blah blah. Do you think I should apply or garden for a while?

[sunilcobain01]

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@Anonymous wrote:

Have you checked the CAP 1 site to see if you are pre-qualified?

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I did but it only says we recommend you this and that card. Do you think I should apply?

[sunilcobain01]

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@MaisCher wrote:

Check the Capital One prequal and see if something comes up. Also, check out this thread with stats from people who were approved not long ago. Good Luck!

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Recent-Cap1-Venture-Approval-Stats/td-p/378468...

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thank you very much for the info.

[ScoreOrBeScored]

If your gonna app, better hurry, seems as the train is pulling away from the station. Folk are starting to get denied 

[redpat]

Better hurry for Venture.  It looks like their tightening up.

Your scores are what previous approvals were but as of recent some have been decline now.

The train is leaving.