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What is this?

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SummerOf17
Regular Contributor

What is this?

Growing UP from 20K.

 

c1review.JPG

Message 1 of 9
8 REPLIES 8
NRB525
Super Contributor

Re: What is this?


Can you give us a clue? Which bank?
Going biggly from $20k CL, or requesting to $20k CL?
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 9
Remedios
Credit Mentor

Re: What is this?

That looks like a No Soup For You from Cap1

Message 3 of 9
Time2letgo
Regular Contributor

Re: What is this?


@SummerOf17 wrote:

Growing UP from 20K.

 

c1review.JPG


"This" my friend, means Capital One will send you the reasons why your CLI request will not be granted. Sorry... better luck next time.

Work In Progress:
Current Revolving Personal CL: ~$466K


Current Revolving Business CL: ~$107K

Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 4 of 9
Anonymous
Not applicable

Re: What is this?

Looks like an invitation to Not Enough Usage Club.
Message 5 of 9
Remedios
Credit Mentor

Re: What is this?


@Anonymous wrote:
Looks like an invitation to Not Enough Usage Club.

It pairs well with Not Enough Experience Club

Message 6 of 9
SummerOf17
Regular Contributor

Re: What is this?

All'Ya so mean with predictions Smiley Happy; Boo at CP1 as well. I thought I had it here for a second....

 

SP, none the less, I will stick with 20K, until the next episode...

Message 7 of 9
RonM21
Valued Contributor

Re: What is this?

What I like is how much much of a burden and difficult is for them and a lot of other lenders to just add at the top that the request is denied or can't be approved. Smiley Wink 



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 9
J-F168
Frequent Contributor

Re: What is this?

Every time  see that text when I am requesting a cli..is a big no for meSmiley Sad

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 9 of 9
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