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What new Card would you consider?

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Anonymous
Not applicable

Re: What new Card would you consider?

as soon as i see the 100k offer i will cancel my green charge and get it lol

Message 11 of 20
PCR20
Regular Contributor

Re: What new Card would you consider?


@Anonymous wrote:

Tell me more about that site.  How in the world did they track the people on it to cause problems.


 

 

 

In my case, it may have had to do with my username.

I used my full name and the city I lived was listed in my sidebar.

 

I didn’t and still don't care about them.

Chase ruined my trip and I am still mad at them to this day.

(Go ahead Chase, close the last one. My socks are getting tired of the company anyways.)

 

I can't carry their card in my wallet because I can't be sure if it's going to work when I need it.

It's useless, other than as a AAoA placeholder with a little CL assistance.


Starting Score: 05/12/2007 was 724 average on all 3
Current Score: 02-10-2017 EQ=839 EX=837 TU=832
Message 12 of 20
PCR20
Regular Contributor

Re: What new Card would you consider?

I’m getting way OT here, Hijacking my own thread but...

 

To add insult to injury, after Chase closed both of my WaMu Cards with zero warning, for about 10 months they still mailed me monthly statements telling me the cards were still open with no balance.

 

At least I didn’t have Electronic Billing turned on so they had to pay for postage…a small vicrory.


Starting Score: 05/12/2007 was 724 average on all 3
Current Score: 02-10-2017 EQ=839 EX=837 TU=832
Message 13 of 20
Anonymous
Not applicable

Re: What new Card would you consider?


@TCarson wrote:

I’m getting way OT here, Hijacking my own thread but...

 

To add insult to injury, after Chase closed both of my WaMu Cards with zero warning, for about 10 months they still mailed me monthly statements telling me the cards were still open with no balance.

 

At least I didn’t have Electronic Billing turned on so they had to pay for postage…a small vicrory.


That's absolutely crazy.  Hope I never (again get on their bad side).  I only like thrm because they have some nice travel reward cards.

 

and you're allowed to hijack your own thread.  We do it all the time.  Are you leaning towards NASA?

Message 14 of 20
credit_challenged09
Regular Contributor

Re: What new Card would you consider?

I would like to my next card to be an AMEX.  I have 3.9 years of average credit card history with my oldest account being 9 years old.  I had an AMEX many moons ago but am too afraid to pull the trigger because... well becaause I am.  My credit scores are 757 / 750 and 750.  Does anyone think I can take on AMEX?  or should I wait.  I have approximately 15 inquiries on experian, many due to fall off by summer, 2 on Equifax and 4 on Transunion?  My last CC was JCPenney from Sept/October 2014.

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
Message 15 of 20
Anonymous
Not applicable

Re: What new Card would you consider?


@credit_challenged09 wrote:

I would like to my next card to be an AMEX.  I have 3.9 years of average credit card history with my oldest account being 9 years old.  I had an AMEX many moons ago but am too afraid to pull the trigger because... well becaause I am.  My credit scores are 757 / 750 and 750.  Does anyone think I can take on AMEX?  or should I wait.  I have approximately 15 inquiries on experian, many due to fall off by summer, 2 on Equifax and 4 on Transunion?  My last CC was JCPenney from Sept/October 2014.


I think you'll have a good chance at approval.  You have a high amount of inquiries but Anex is the one card issuer that seems to overlook that..  They pull Experian exclusively.  I'd go for it .

Message 16 of 20
kdm31091
Super Contributor

Re: What new Card would you consider?

You can probably go for it, as Irish said Amex is forgiving with inquiries, but you may not get the best possibly rate or limit for your score.

 

15 inquiries is a lot, forgiving issuer or not, it's a lot. If you wait, you may get better terms instead of trying to get them improved later.

Message 17 of 20
credit_challenged09
Regular Contributor

Re: What new Card would you consider?


@Anonymous wrote:

@credit_challenged09 wrote:

I would like to my next card to be an AMEX.  I have 3.9 years of average credit card history with my oldest account being 9 years old.  I had an AMEX many moons ago but am too afraid to pull the trigger because... well becaause I am.  My credit scores are 757 / 750 and 750.  Does anyone think I can take on AMEX?  or should I wait.  I have approximately 15 inquiries on experian, many due to fall off by summer, 2 on Equifax and 4 on Transunion?  My last CC was JCPenney from Sept/October 2014.


I think you'll have a good chance at approval.  You have a high amount of inquiries but Anex is the one card issuer that seems to overlook that..  They pull Experian exclusively.  I'd go for it .


thanks.  I think I'll wait then... I still need to pamper the ones I have.

FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
Message 18 of 20
credit_challenged09
Regular Contributor

Re: What new Card would you consider?

thanks kdm... i think i''m going to pass...i'll wait until i clear some of these inquiries.
FICO Scores: (EX-735-11/12) EQ-757-12/03 (TU-750-11/12)
Discover FICO: 756 - 12/17 Walmart FICO: 750-1/06
USAA FAKO: EX-742 EQ-761 TU-761

Macys $7.2k - NFCU $24k - Discover $6.8k - Cap One $3500 - Nordstrom $3.5k - Wells Fargo $1k - Walmart $4.5k- The Limited $2.5k- Victoria's Secret $2.2k- Bloomingdales $2k- JCP $700
Message 19 of 20
Anonymous
Not applicable

Re: What new Card would you consider?


@TCarson wrote:

I’m getting way OT here, Hijacking my own thread but...

 

To add insult to injury, after Chase closed both of my WaMu Cards with zero warning, for about 10 months they still mailed me monthly statements telling me the cards were still open with no balance.

 

At least I didn’t have Electronic Billing turned on so they had to pay for postage…a small vicrory.


Incredible that they would do that just for something you posted.

Message 20 of 20
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