@thirst305 wrote:
Hi All, My FICO is around 750 or so with my last app about a year ago. I am planning to apply to the following cards. Does anyone know if any of these are more inq sensitive or score dependent on best rates? PSECU Combo Fort Knox CC Northwest CC OCCU CC duck card Logix CC Lake Michigan CC Anyone else have another account I should apply for? I would prefer cards with no Balance Transfer or Cash Advance fees Thank you!!
No balance transfer or cash advance fees? The second part of your message scares me a bit. Don't get cards for cash advances. It's a great way to get mired in more debt and get your credit lines cut (issuers tend to cut back credit lines if you use cash advances). Also, why do you need so many BT cards? Don't get more CC debt if you can avoid it and don't plan on having a balance (guessing you don't have high revolving debt based on your score).
Anyway, be careful how you use your credit if you want to keep that score high. I don't kow much about most of those cards so I can't really comment on what order you should go with. But be careful when adding multiple accounts just for cash advance or BT reasons as you could quickly find existing credit lines reduced or canceled by spooking your credit card issuers.
