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What’s the smart move here? Advice Please

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Brooklyn2018
Valued Contributor

What’s the smart move here? Advice Please

Hi Everyone!!

Ok, been working on DW credit. FINALLY got here scores up to EX 619 TU 647 EQ 637. That’s after her only cc CapOne Platinum unsecured reported 3% UTL. Now, that being stated, obviously DW needs 2 other cards. I’m hoping that you guys would be able to give her the best advice at getting approved for the 2 other bank cc’s? We know there will be no guarantees here but, she only has a few inquiries across the board(like 5 total combined between all 3B’s) We’d rather bank cards instead of store cards but, if you think store cards would help(?) then, we’ll go that route...?

TIA,

😊

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
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I❤️NY
1 REPLY 1
Anonymous
Not applicable

Re: What’s the smart move here? Advice Please

Need more info such as how long she had her CapOne card, why her score is so low, etc.

Based on the very limited information you provided I'd say go for the CapOne QuickSilverOne and Discover it.
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