What should I apply for next?

[Dylan1]

So I’m a new member here!

Only have about a year of credit so I have a fairly thin fine but I just got approved for my first AMEX earlier this month and now need a new goal. Hoping you guys can give me some good ideas!

Current info:
AoOA: 1 yr 5 mo
AAoA: 11 mo
Hard Pulls: 7 (yes I know this is bad)
Trans union: 741
Equifax: 742
Experian: 735
CURRENT CARDS:
Secured Open Sky: $200Cl
Capital One Platinum: $1,500Cl
Capital One QS: $3,000Cl
Amex Everyday: $2,000 Cl

[Anonymous]

Close the Open Sky and wait another 6-12 months for things to age.

[Dylan1]

Not the answer I was wanting but thanks! Lol

[Anonymous]

Wanting and Needing are two options unless someone wants to blow smoke.

If you do decide to go for somethng else then I would push you towards Discover to diversify things a bit from Cap1 being your majority holding right now.  People tend ot have some luck with a SP approval from the pre-qual page and they like thin profiles... or so some people say.

[Dylan1]

Discover wasn’t even on my mind, I’ll check it out! Thanks again!

[Anonymous]

Do you have military affiliation in your family? Navy Federal loves thin files so that would be the first place I would check. 

Discover is definitely a close second. 

But you definitely want to hit the garden so you don't get stuck with a bunch of low limit cards that take ages to grow. 

[Dylan1]

Not close enough to get a card I don’t think. And what is this “gardening” thing I keep reading. We all going to grow vegetables? Lol!

[Anonymous]

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@Dylan1 wrote:
Not close enough to get a card I don’t think. And what is this “gardening” thing I keep reading. We all going to grow vegetables? Lol!

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It means you find something else to do other than applying for cards for a period of time while your profile grows as time passes.

[randomguy1]

There's a few things to determine before deciding what card you want next. 

What are you targeting? Are you looking for cashback? A travel card? Miles? Hotel points?

How much natural spend can you do in the next 3 months?

Where do you currently spend your money on monthly?

[mikesonthemend]

Sit tight!

You are in an excellent position. You can only harm your status right now.