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What the easiest gas credit card to get? Help please!!!!

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taxi818
Super Contributor

Re: What the easiest gas credit card to get? Help please!!!!


@Blessed221 wrote:

I've had the cap1 card for 2 yrs my limit was &1000 it's $1500 now I had a few baddies on my CR so they have been removed now thanks to you guys maybe I will contact the EO and ask to upgrade to the quicksilver card. I'm so grateful for all the wealth of information I have read in the last few months from this forum. Thanks again for your help/assistance


Well since you had that long. I'm sure you will get qs1. It has AF 29 I believe. But you will earn 5 times that back in cash back. You can redeem anytime for any amount. Even get check sent  to yourself. Very good card. 

Message 11 of 21
Blessed221
Regular Contributor

Re: What the easiest gas credit card to get? Help please!!!!

Thanks creditaddict I reached out this morning spoke to someone in the EO and upgraded to the quicksilver card... Whoop whoop!!! This forum is Awesome you guys are soooo knowledgeable. Heart

Message 12 of 21
ronstar7
Established Contributor

Re: What the easiest gas credit card to get? Help please!!!!


@Blessed221 wrote:

Can somebody tell me what is the easiest gas credit card to apply for bankruptcy cpt7 discharged 3/11


I got a Shell back in July with scores in the low 6's, Hugh utl, starting limit was $200 hit the love button next day asked for $100 got it then hit it again the next day and asked for $200 and got it. Will be hitting it again in December.

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 13 of 21
Blessed221
Regular Contributor

Re: What the easiest gas credit card to get? Help please!!!!

Nice! How did you apply for the shell card the first time and was it a hard pull which cb did they select?

Message 14 of 21
Creditaddict
Legendary Contributor

Re: What the easiest gas credit card to get? Help please!!!!


@Blessed221 wrote:

Nice! How did you apply for the shell card the first time and was it a hard pull which cb did they select?


thought you said you didn't want to take any HP's?

Do you get gas at shell?

 

I guess I'm not understanding why you want a gas card at this point?

Message 15 of 21
taxi818
Super Contributor

Re: What the easiest gas credit card to get? Help please!!!!

Me either. But to answer. Shell is a citi card. They mostly pull eq  of course it will be hp. As poster said. He got whopping 200 but got 100 cli. 

Message 16 of 21
Anonymous
Not applicable

Re: What the easiest gas credit card to get? Help please!!!!

I can tell you, One of my first unsecured cards was a gas card from Alon. It is issued through commenity. My score at that point was in the low 500's and they still gave me a shot. Its not a bad card either I just got an email today that they are now offering 5% back on all gas purchases. It is not true cash back as they just send you a voucher for any alon store but its worth it as I usually just buy coffee or something that I would normally pay for.

Message 17 of 21
Blessed221
Regular Contributor

Re: What the easiest gas credit card to get? Help please!!!!

Hey guys, update update, I have my quicksilver card its on its way....thanks for all your help. I will not be applying for a gas card I will use my quicksilver everyday. Yeah oh yeah...

Message 18 of 21
taxi818
Super Contributor

Re: What the easiest gas credit card to get? Help please!!!!

Now you got the ideal. Yes the cash back will add up quickly.  Congrats. 

Message 19 of 21
chalupaman
Super Contributor

Re: What the easiest gas credit card to get? Help please!!!!

Good job there! Congrats. Most gas cards aren't worth it in the long run IMO unless they're benefits you get with a card like the Chase Freedom or Amex TrueEarnings Costco card.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 20 of 21
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