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What to do next - Rebuilding but stuck

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MyLoFICO
Valued Contributor

Re: What to do next - Rebuilding but stuck


@mithrildreams wrote:

I decided to give the shopping cart trick a try. I got $1000 from overstock so I think I'm good for now.  I want to grow and garden what I have.  Also going to head over to the rebuilding community and see what I can do about the negatives.


Congrats. And good luck. I hope you do indeed garden. It is very easy to post on here our good intentions based on others feedback. But this place and seeing everyone elses approvals has a tendency to make one feel bulletproof which leads to apping for stuff we normally would not apply for because we know we should'nt or cannot get approved. Don't so that to yourself. 

On a lighter note, where did you come up with your username? It reminds me of a game I play online.


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 11 of 18
mithrildreams
Valued Member

Re: What to do next - Rebuilding but stuck

It's so true to see all the approvals and want to try.  I learned years ago to be cautious.  I've messed up so many times that this time I am determined to get it right!  My user name is from  a game on a Worldcom/Major BBS I use to run called MajorMud.

Capital One Quicksilver | Capitol One Platinum | OverStock | Gamestop
Current 9/28/16 Experian 659 Equifax 646Transunion 633
Starting over...06/13/2015
Experian 537 Equifax 544 TransUnion 525
Message 12 of 18
MyLoFICO
Valued Contributor

Re: What to do next - Rebuilding but stuck

Excellent. Sounds like you have a good start. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 13 of 18
Anonymous
Not applicable

Re: What to do next - Rebuilding but stuck

What is an SCT acct?
Message 14 of 18
Anonymous
Not applicable

Re: What to do next - Rebuilding but stuck

Is that a shopping cart trick? Im showing how green i am aren't i? Lol....someone please explain! I can't afford any more HIs! I have a Cap1 secured & QS1...was just denied a discoverer and Cap1 Plat so now im a lil trigger shy.
Message 15 of 18
mithrildreams
Valued Member

Re: What to do next - Rebuilding but stuck

I'm a big bad liar.  I applied and was approved for a GameStop card.  I am stopping now!  Ugh,  I'm so weak.  No more!

Capital One Quicksilver | Capitol One Platinum | OverStock | Gamestop
Current 9/28/16 Experian 659 Equifax 646Transunion 633
Starting over...06/13/2015
Experian 537 Equifax 544 TransUnion 525
Message 16 of 18
mithrildreams
Valued Member

Re: What to do next - Rebuilding but stuck

Update, the approvals shot my scores up by 20 pts!  woo.  Still will not get more.  Standing Strong!  I didn't really want the overstock one.  I may close it first.  Seriously this place is awesome.  I bought an account to make sure MyFico stays open for business!

Capital One Quicksilver | Capitol One Platinum | OverStock | Gamestop
Current 9/28/16 Experian 659 Equifax 646Transunion 633
Starting over...06/13/2015
Experian 537 Equifax 544 TransUnion 525
Message 17 of 18
Anonymous
Not applicable

Re: What to do next - Rebuilding but stuck


@mithrildreams wrote:

I decided to give the shopping cart trick a try. I got $1000 from overstock so I think I'm good for now.  I want to grow and garden what I have.  Also going to head over to the rebuilding community and see what I can do about the negatives.


Good luck to you.

Message 18 of 18
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