What triggers green check mark for Chase?

[Anonymous]

I’m above 5/24 but have never had a Chase card. Opened up a Chase checking account in Feb specifically so I could get the green check mark and bypass 5/24. I have a portion of my paycheck going direct deposit into the Chase checking... does anyone have any idea/guess what Chase is looking for that would trigger the green check mark? Is it a certain amount of debit card spending or money coming into the Chase account?

[Anonymous]

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@Anonymous wrote:
I’m above 5/24 but have never had a Chase card. Opened up a Chase checking account in Feb specifically so I could get the green check mark and bypass 5/24. I have a portion of my paycheck going direct deposit into the Chase checking... does anyone have any idea/guess what Chase is looking for that would trigger the green check mark? Is it a certain amount of debit card spending or money coming into the Chase account?

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I doubt anyone knows; and even if they did know they would not be allowed to discuss it.

Personally, I opened a Chase Total Checking account on 10/5/17 and subsequently set up a portion of my income to be deposited into the account.  On 12/28/17 I checked Chase's Pre-qualified website and received pre-approvals for the Freedom and Slate cards.  I went to a nearby branch and spoke with a personal banker, who looked up my info in his system and it also came back with "in-branch pre-approvals" for the same cards.  So I applied for the Freedom card and was immediately approved.  At the time I was exactly at 5/24 and it is the only time I've gotten pre-approvals through the website.  In my case it took 84 days from opening the account to get a pre-approval.

My suggestion would be to go to a branch and ask the personal banker if you have any pre-approvals.  "In branch pre-approvals" bypass the 5/24 restriction and appear to carry more weight than green/black check mark pre-approvals.  There are several data points where green check mark pre-approvals were denied due to 5/24 but I don't ever recall hearing that a pre-approval received while physically present in a branch location was denied.

[M_Smart007]

see post #2

https://ficoforums.myfico.com/t5/Credit-Card-Applications/What-triggers-green-check-mark-for-Chase/m...

[Anonymous]

Like others have said you should go to a branch and ask if you have any pre approved offers

I signed up for chase credit journey without any prior relationship and a few months later I had prequalified offers and was instantly approved. I was way over 5/24 unless store cards don’t count.

[MakingProgress]

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@Anonymous wrote:
I’m above 5/24 but have never had a Chase card. Opened up a Chase checking account in Feb specifically so I could get the green check mark and bypass 5/24. I have a portion of my paycheck going direct deposit into the Chase checking... does anyone have any idea/guess what Chase is looking for that would trigger the green check mark? Is it a certain amount of debit card spending or money coming into the Chase account?

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Magic, and making the appropriate sacrifice at the Temple of Chase. 

[Anonymous]

Thank you all! I have gone into the branch twice before and was told that I had no prequalified offers. The last time I checked was about a month and half ago so
I guess I ought to try again.

[Civil]

I did not get a green check or get an offer after prequal, so I cold app an account review message and got a call back in 6 days to very a few things and was approved for CSP. I am not sure if chase even knows...lol

[MachoHombre]

Probably not going to pursue this as I don't want to poke the bear ...but my offer says:

[Green Checkmark] Selected For You

....when I click to read more, ...the APR says:

Seems they only want SS# and primary phone

Is this pretty solid for a Chase Freedom with only soft-pull?

!!thanks

[ZackAttack]

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@MachoHombre wrote:

Probably not going to pursue this as I don't want to poke the bear ...but my offer says:

[Green Checkmark] Selected For You

....when I click to read more, ...the APR says:

Seems they only want SS# and primary phone

Is this pretty solid for a Chase Freedom with only soft-pull?

!!thanks

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17.24% is the lowest interest rate on file for that card. It's better than a high number (which can go up to 25.99%).

I not sure if it will be a soft pull if you do apply. Sure they may do a soft pull to check your report but when you apply it can trigger a hard pull.

[Anonymous]

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@MachoHombre wrote:

Probably not going to pursue this as I don't want to poke the bear ...but my offer says:

[Green Checkmark] Selected For You

....when I click to read more, ...the APR says:

Seems they only want SS# and primary phone

Is this pretty solid for a Chase Freedom with only soft-pull?

!!thanks

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That's a solid offer from Chase.  If you apply they will usually pull TransUnion and Experian to verify that nothing has radically changed on your credit since the offer was made.