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What was your CLI with capital one steps

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Anonymous
Not applicable

Re: What was your CLI with capital one steps

Started Dec 14 with qs1 card for $300. In Jan 15 got platinum card for $500. After three months hit love button on both and went from $300-$800, $500-1500. I to wondered if in the sixth month I would get another increase. I also talked to eo. Very nice people. They said they couldn't do it but it eventually happened anyways. She said my acct was to new ( January).
Message 31 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

QS1 and platinum (which I have recently PC'ed to another QS1) started out at 500, got luv two months later to 1,500 on each. Can't wait to see what steps increase will be
Message 32 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

July 2014 - approved for Plat MC @ $750

November - approved for QS1 @ $3,000

December got credit steps on Plat MC to $3,750

December called EO got Plat MC upgraded to QS with no AF

 

Jan - April 2015 - tried luv button several times - no soup for me

 

April 2015 called EO about CLI and upgrading to Venture- no dice

 

April 2015 app'd and approved for Venture @$15,000 (pre-qualify website)

 

Message 33 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

This is my experience....opened a Quicksilver One in October 2014 for $300 Around Jan-Feb when everyone started getting CLI's from Capital One I tried and they offered me $500 more to make my total CL $800. I DID NOT ACCEPT IT and left my credit limit at $300. I was hoping for a better CLI when I was out of credit steps and didn't want the $500 CLI to mess that up. So I DIDNT take the $500 CLI and waited for my credit steps CLI

Fast Forward to April and I finished credit steps and when my 6th statement cut I was given a $2K CLI to $2.3K. So I'm glad I waited!!
Message 34 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

So for me I went from $300-$2.3K...right before that i was also approved for a 5K Venture so I have been a pretty happy Cap One customer!
Message 35 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

I got a QS1 for $500 in early April.  Statement cut last week and decided to check their prequal site.  I was qualified for all of their cards with much lower rates!  I went for the Venture and was approved for 10K.  So for me I didn't even get to second month of credit steps.  QS1 $500 card is about to get SD Smiley Happy

Message 36 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

I opened an account in November (QS1).

 

Starting limit was $1k.  

I got an increase via request button in February.  $1k to $3k.  

 

My statement for the steps increase was supposed to cut on the 6th.  My account seems stuck.  I haven't had a new statement cut  and no steps increase yet.  It is still showing a due date of May 3rd.  I did see they did a soft pull across the board in April.  Unfortunately, my scores took a huge jump 3 days after they did a sp.  I did request an increase Saturday just to get my account moving.  I got a letter under docs saying, request declined because I recently received an increase???  I am going to check via chat tomorrow to find out what is going on.

Message 37 of 63
taxi818
Super Contributor

Re: What was your CLI with capital one steps


@Anonymous wrote:

I opened an account in November (QS1).

 

Starting limit was $1k.  

I got an increase via request button in February.  $1k to $3k.  

 

My statement for the steps increase was supposed to cut on the 6th.  My account seems stuck.  I haven't had a new statement cut  and no steps increase yet.  It is still showing a due date of May 3rd.  I did see they did a soft pull across the board in April.  Unfortunately, my scores took a huge jump 3 days after they did a sp.  I did request an increase Saturday just to get my account moving.  I got a letter under docs saying, request declined because I recently received an increase???  I am going to check via chat tomorrow to find out what is going on.


Keep in mind. Capone. Recent. Is within 6 months. If you just got increase in February. And also got card in November. You probably are not getting anything with credit steps. Their rule. Except with venture. Is every6 months. So means. You will probably be due in August. But yes. Call EO. See what they can do. But if you went from 1k to 3k of having card 3 months. That was most likely it. 

Message 38 of 63
Anonymous
Not applicable

Re: What was your CLI with capital one steps

Taxi - I have seen quite a few who got the increase after a couple months and still got an increase after steps.  This is the "new and improved" Cap one doing this.  That was the case prior to this year.  Just read this thread and you will see others with the same exact scenario.

Message 39 of 63
taxi818
Super Contributor

Re: What was your CLI with capital one steps


@Anonymous wrote:

Taxi - I have seen quite a few who got the increase after a couple months and still got an increase after steps.  This is the "new and improved" Cap one doing this.  That was the case prior to this year.


Agreed. And so have I. But ive ever seen some one get 2k and got the steps. Most of the others got like 500. Or 1k. Then. Got another 1k during steps. I also got 3k during steps. But I never hit love button. However. Your limit or starting limit was 1k. Mine was 500. So you could get more. It's just not likely once your card hits 3k. You are considered in prime area with cap one. But see what the EO  says. Keep us updated. It's interesting to say the least in your case. I agree. Cap one is much improved. And I luv em. But I also know their perimeters. They would much rather give you another card. Did you get in on venture gravy train yet? 

Message 40 of 63
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