@Anonymous wrote:Hi!
I needed a balance transfer card. I needed to transfer about 3k. My credit lines currently are 1.3k, 2.9k, NPSL, 2.9k, 2.2k, and 18k. The 18k card was my last credit card application back in January this year. I was looking at Citi simplicity since I already have a card with them for almost a year. I was approved for 2.9k, but my income was only 35k at the time. Now it is 65k. Only debt reporting is about 1k. I just had to take an emergency trip and it will drop my scores down a lot. Current scores are 727, 755, and 737. These are Bankcard scores from the site since Citi uses those.
Would I be approved? What would my credit line be?
Why don't you try doing a SP CLI on your other Citi card? Put in your new income and see what CL they give you. No risk to you because it will warn you if they need/want to do a hard pull. This will demonstrate Citi's disposition towards you.
That said, it's a very good sign that you already have a Citi card. Half the battle is just getting your foot in the door with them. Once you do that, from personal experience, they have been much more generous in CL's and consistent SP CLI's afterward. 
You're eligible for SP CLI's from Citi every 6 months, so take advantage.
I think you stand an excellent chance of getting a good CL with them.
I've never had success with those pre quals either. If you want the Simplicity, go for it. Your scores are great. My older daughter had an emergency and needed to put it on a card because they were threatening collections. I told her to check out Simplicity. She got approved for 7.3k and was able to put the 5k she owed the hospital on that card. And has 21 months to pay it back without interest. You won't know until you try. 