When apping for another Venture

Brianinpa18330grh · ‎07-01-2015

Everyone thats getting approved for a second venture, are you applying for the same card or a Venture One? I already have the Venture Sig at 20k, should I appy for the same card? Thanks

Anonymous · ‎07-01-2015

Good question, and similar to one I've been thinking about myself. I don't want a Venture, but the pequal comes up with the QS in addition to the Venture. I'm wondering if they would approve a second QS?

Anonymous · ‎07-01-2015

I don't see why they wouldn't. If the prequal is offering both, I'd say yes, you can app a second QS. Unfortunately the CL probably won't be the same as the Venture they're offering too. The Venture just seems to always get a higher CL, but if you're not interested, than grab a second QS instead.

taxi818 · ‎07-01-2015

Can tell you for a fact. at least 6 of my friends went for 2 ventures not venture and venture 1. but one friend did that.

and in every single case they got the same limit they got on the first card. 15k x2. 20k times 2.

the only difference i noticed in every case was the APR>

First apr rate 17.9/ on first card.

Second apr rate 22.9 on second card.

Results same.two 20k cards. not me

as im too chicken. I got first card. now scores 40 points higher and i can't get pre approval on venture. it is just offering me the QS1. no thanks. im sure if i went for it i would get approvved. but im not even using the first one. no more hps.

Saleen099 · ‎07-01-2015

@taxi818 wrote:
Can tell you for a fact. at least 6 of my friends went for 2 ventures not venture and venture 1. but one friend did that.
and in every single case they got the same limit they got on the first card. 15k x2. 20k times 2.
the only difference i noticed in every case was the APR>
First apr rate 17.9/ on first card.
Second apr rate 22.9 on second card.
Results same.two 20k cards. not me
as im too chicken. I got first card. now scores 40 points higher and i can't get pre approval on venture. it is just offering me the QS1. no thanks. im sure if i went for it i would get approvved. but im not even using the first one. no more hps.

Thanks taxi818. I learned something new every day.

Anonymous · ‎07-01-2015

@Brianinpa18330grh wrote:
Everyone thats getting approved for a second venture, are you applying for the same card or a Venture One? I already have the Venture Sig at 20k, should I appy for the same card? Thanks

Go for the Venture. I have 2 with 20k limits. Go for it!

Saleen099 · ‎07-01-2015

@Anonymous wrote:
@Brianinpa18330grh wrote:
Everyone thats getting approved for a second venture, are you applying for the same card or a Venture One? I already have the Venture Sig at 20k, should I appy for the same card? Thanks
Go for the Venture. I have 2 with 20k limits. Go for it!

Sandibeach22 Question how far in between applying for the cards and what APR did you get?

Anonymous · ‎07-01-2015

Exactly one month apart. 17.9 but going to ask to lower it after 6 months.

GoldSorata · ‎07-01-2015

Something I've wondered for people that are getting the venture specifically for the large SL, what is the plan once the AF comes around? PC it to the Venture one? Try to keep getting it waived?

Anonymous · ‎07-01-2015

@GoldSorata wrote:
Something I've wondered for people that are getting the venture specifically for the large SL, what is the plan once the AF comes around? PC it to the Venture one? Try to keep getting it waived?

I'm keeping mine. Didn't get them to cancel or change them. But sure wish they would combine the two. Needed more credit for buying hvac equipment. The cards I did get, I intend to keep. The rewards outweigh the bonuses except maybe for the Ritz or Arrival.