When apping for another Venture

[Saleen099]

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@Anonymous wrote:

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@GoldSorata wrote:

Something I've wondered for people that are getting the venture specifically for the large SL, what is the plan once the AF comes around? PC it to the Venture one? Try to keep getting it waived?

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I'm keeping mine.  Didn't get them to cancel or change them.  But sure wish they would combine the two.  Needed more credit for buying hvac equipment.  The cards I did get, I intend to keep.  The rewards outweigh the bonuses except maybe for the Ritz or Arrival.

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The Ritz is the one card people apply for it  call in and CANCEL IT just before the  annual fee hits the account. 

[Anonymous]

I won't.  I'll use it for vaca.  I know the fee is high but I wanted a decent card for travel that will treat me well.  

[Anonymous]

Just curious: why do people really want or need a second 20K Venture card ??? I don't understand why anyone would really want multiple cards of the exact same kind ??? How does it actually help you other than to add another 20K of available unsecured debt ??? What are the advantages ??? I just don't see it. Please don't think I'm putting anyone down by these questions. I'm just trying to understand why anyone would want a second or third Venture card with 20k CL. Why go thru the 3 HP's when you could use these to app 3 other CC's ???
I'm assuming no one on here is looking to carry up to 40K in revolving, monthly, debt and are really just getting these to lower their overall UTI or to raise their total personal CL's.
I can totally understand trying to raise your 20K Venture CL, but I don't get why you'd want two or more separate Venture accounts. Does Cap One give you 40K points for every new Venture you open, is that it ??? Thank's !!!!

[Anonymous]

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@Anonymous wrote:
Just curious: why do people really want or need a second 20K Venture card ??? I don't understand why anyone would really want multiple cards of the exact same kind ??? How does it actually help you other than to add another 20K of available unsecured debt ??? What are the advantages ??? I just don't see it. Please don't think I'm putting anyone down by these questions. I'm just trying to understand why anyone would want a second or third Venture card with 20k CL. Why go thru the 3 HP's when you could use these to app 3 other CC's ???
I'm assuming no one on here is looking to carry up to 40K in revolving, monthly, debt and are really just getting these to lower their overall UTI or to raise their total personal CL's.
I can totally understand trying to raise your 20K Venture CL, but I don't get why you'd want two or more separate Venture accounts. Does Cap One give you 40K points for every new Venture you open, is that it ??? Thank's !!!!

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I have two since of the spend from hubby.  I did get two bonuses.  I like the fact that the credit liimt is high enough so I can purchase what I want and not have to worry about going over the 30% UT and if I do, np.    Hubby can spend a lot on equipment.  Quick turn around but still costs a bunch for it.  The 6 hp's didn't affect my score at all.  And they do help lower your overall UT.  Buying furniture for 4k foot home so putting 12-15k on a couple of cards keeps that down.  Hope this helps.  

[Jeff532003]

I got the venture and venture one for 2 reasons. Number one I can not run 6k through that fast so the 1k for the one is more reasonable for the second card. I intend to move the miles to my regular venture card when I get them. Number 2 is I hope the cap one rumors are true and I will be able to combine the tradelines eventually. And if not that extra limit is just fine to use for one small bill pay to keep it open and have it report. In 10 years my AAOA with perfect payments will be well worth the 3 HP's now.

[Jeff532003]

I also have 2 QS's now also. I got the Visa with no pull by piggybacking onto the Vebture. The purpose of that was 0% APR. Now I can transfer some spend from my vacation that I'm leaving for this weekend onto that when I get back and take my time on it. 0% is free money.

[Anonymous]

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@Anonymous wrote:
Just curious: why do people really want or need a second 20K Venture card ??? I don't understand why anyone would really want multiple cards of the exact same kind ??? How does it actually help you other than to add another 20K of available unsecured debt ??? What are the advantages ??? I just don't see it. Please don't think I'm putting anyone down by these questions. I'm just trying to understand why anyone would want a second or third Venture card with 20k CL. Why go thru the 3 HP's when you could use these to app 3 other CC's ???
I'm assuming no one on here is looking to carry up to 40K in revolving, monthly, debt and are really just getting these to lower their overall UTI or to raise their total personal CL's.
I can totally understand trying to raise your 20K Venture CL, but I don't get why you'd want two or more separate Venture accounts. Does Cap One give you 40K points for every new Venture you open, is that it ??? Thank's !!!!

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As George Mallory would say, Because it's there.