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When is it safe to apply for 2 additional cards from Amex?

tag
orestrus
Frequent Contributor

When is it safe to apply for 2 additional cards from Amex?

I have one charger and revolver (just approved) but im thinking about adding 2 more-charger and revolver for rewards..Profile is new, only 6 months..I dont want to raise any flags with Amex, so when is it relatively safe you'd think? Thank you
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: When is it safe to apply for 2 additional cards from Amex?

My answer to you is that your Amex obsession may have gotten worse since your approval.

 

I would sit back, relax, and enjoy the two new cards you have -- you're always going to be more likely to get better terms the longer you tend to the actual relationship.

 

And not to be rude, but do you have the spend to make concurrently spreading your rewards out amongst 4 cards beneficial to you? Especially since they'd all be going into the same pot.

Message 2 of 3
Santi78342
Established Contributor

Re: When is it safe to apply for 2 additional cards from Amex?

With such a thin file, I would wait 6 months minimum before applying for any more cards AT ALL, let alone 2 more cards from a company that just approved you for 2 cards. Try and focus on getting SP CLIs for the time being. This includes a 3x CLI on one of your Amex cards.

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