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When is the best time to ask Cap 1 for CLI?

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orestrus
Frequent Contributor

When is the best time to ask Cap 1 for CLI?

I've had the card (enrolled in credit steps) for 35 days, as adviced, I asked for CLI after second statement and was declined. Is it usually a good idea to wait for 60 days? thanks!

BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: When is the best time to ask Cap 1 for CLI?

I got an increase via luv button at 2mos + 2weeks.
Cap 1 is crazy sometimes.
You just never know... Try again every week until you get it!
Message 2 of 10
orestrus
Frequent Contributor

Re: When is the best time to ask Cap 1 for CLI?

Thanks for heads up!)
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 3 of 10
-Cal-
Valued Contributor

Re: When is the best time to ask Cap 1 for CLI?

People have reported success with requesting after 60 days, I've only observed this occurring with Venture cardholders. However, its typically its every 6 months.

Message 4 of 10
vertekal
Regular Contributor

Re: When is the best time to ask Cap 1 for CLI?

I tried just after 60 days, and was declined. Got a letter in the mail a week later saying "account is too new"

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 5 of 10
Anonymous
Not applicable

Re: When is the best time to ask Cap 1 for CLI?

We just did a cli on my au Quicksilver card and it was raised from $2000 to $5000. Card was opened in January as a preapproved one. Was declined in March for a cli.

 

It stated that if we take this cli the account is not eligible for another one for 6 months.

Message 6 of 10
Anonymous
Not applicable

Re: When is the best time to ask Cap 1 for CLI?

Depends on if you have their prime or the rebuild we cards. You should wait at least 4 months of you are rebuilding. But of course everyone's situation. Is different
Message 7 of 10
Anonymous
Not applicable

Re: When is the best time to ask Cap 1 for CLI?

Daily.

Message 8 of 10
Anonymous
Not applicable

Re: When is the best time to ask Cap 1 for CLI?


@-Cal- wrote:

People have reported success with requesting after 60 days, I've only observed this occurring with Venture cardholders. However, its typically its every 6 months.


It worked with my QS.

Message 9 of 10
Anonymous
Not applicable

Re: When is the best time to ask Cap 1 for CLI?


@orestrus wrote:

I've had the card (enrolled in credit steps) for 35 days, as adviced, I asked for CLI after second statement and was declined. Is it usually a good idea to wait for 60 days? thanks!


Wait 4 months.

Message 10 of 10
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