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@n777ua wrote:App not approved at this time. Score was 774. Guess I have to wait for the letter.
Sorry to hear about your denial.
You will gain your best initial SL and approvals when you carry the lowest balances. They know because as a current customer they SP your credit multiple times per month. They can track if your balances are consistently high or low and they will give you more credit - the less it appears that you need it. Once you have revolving lines with them they'll let you run with them - but they are pretty averse to opening lines for people who appear to carry big balances with others.
@n777ua wrote:I opened an Amex Plat in mid-august, and I have my eye on one of their revolving credit cards. How long should I wait until I apply for an other account, or do you think it'd be okay to app now ?