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When to app for PRG?

tag
Anonymous
Not applicable

When to app for PRG?

So I have the cards in my signature, all pretty new. With Discover reporting 20 March open date, the rest will report a 8 April open date when they hit my CRs.

My AU US Bank Card has a $15k limit and an 8 year age.
My AAoA will probably be 1.6 years when everything reports.
My utilization will be lower than 17% because of the extra CLs and I am planning to use my Platinum a lot (about $1-3k a month of charges).
I like the rewards on the PRG, when should I app for it? I was thinking waiting til next year when my Platinum hits one year, so they can see how well I'm using their card.
Message 1 of 2
1 REPLY 1
kdm31091
Super Contributor

Re: When to app for PRG?


@Anonymous wrote:
So I have the cards in my signature, all pretty new. With Discover reporting 20 March open date, the rest will report a 8 April open date when they hit my CRs.

My AU US Bank Card has a $15k limit and an 8 year age.
My AAoA will probably be 1.6 years when everything reports.
My utilization will be lower than 17% because of the extra CLs and I am planning to use my Platinum a lot (about $1-3k a month of charges).
I like the rewards on the PRG, when should I app for it? I was thinking waiting til next year when my Platinum hits one year, so they can see how well I'm using their card.

I think waiting til next year is a good plan. Your cards are all pretty new (with some not even hitting your reports yet), and this way you'll have established a longer history before apping for the PRG. It's not going anywhere.

 

Your sig says gardening since 4/9 - I'd suggest you stick to it Smiley Happy Good luck!

Message 2 of 2
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