Congrats on your new cards / approvals -- very nice line-up and SLs!
@Anonymous wrote:Citi Prestige - $26,000: wait / look for soft pull CLI language when you click on the 'Request Credit Limit Increase' link. If the "Provide Information" box has a statement saying "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." -- then you qualify for a soft pull CLI. Otherwise, it will be a hard pull with no guarentee of approval. You can get a soft pull CLI as soon as 60 days from approval -- if the SP language appears for you. After the first CLI is granted, you have to wait 6 months between requests.
Chase Sapphire Preferred - $19,400: I don't know much about Chase; I don't have a card with them. But I believe all of their CLI requests require a hard pull. Someone else can chime in with how often / soon you can request.
Capital One Venture - $15,000: I don't have Cap One either, so no clue.
USAA AMEX - $15,000: This will be a hard pull and you have to wait til your 6th month to request. They also do auto CLIs and review accounts for this twice per year.. USAA is typically very generous with CLIs -- making the HP worth it.
Discover It Cash Back - $3,000: Always a softpull. Wait tll your 3rd statement cuts then request away. You can literally request weekly if you want, they don't care and there is no timeline, no rhyme nor reason for approval / denial. You can also "Double Dip" -- if you are granted a CLI, and think you want more, you can call customer service and ask for more. Disco also does auto CLIs -- though I'm not sure how common they are.
Enjoy & Welcome to the forums!!
Great pickups
Citi- every 6 months possible sp if language shows up, otherwise hp
Chase- usually your sl is your limit but cli will be hp unless given rare auto. Limits can be moved from other Chase cards
Cap One- sp every 6 months eligble
Amex - can request at day 61 and up to 3x your limit. Once approved , every 6 months, one increase over all accounts permitted
Discover, sp unless they need a hp but will inform first, no rhyme or reason to who gets what. Magic 8 ball time
Citi- every 6 months possible sp if language shows up, otherwise hp
Chase- usually your sl is your limit but cli will be hp unless given rare auto. Limits can be moved from other Chase cards
Cap One- sp every 6 months eligble
Amex - can request at day 61 and up to 3x your limit. Once approved , every 6 months, one increase over all accounts permitted
Discover, sp unless they need a hp but will inform first, no rhyme or reason to who gets what. Magic 8 ball time
@AverageJoesCredit wrote:
Amex - can request at day 61 and up to 3x your limit. Once approved , every 6 months, one increase over all accounts permitted
Just want to point out, AJ -- OP apparently has USAA Amex, not Amex Amex... so the 61-day & 3x does not apply. 
Oopsie, thanks @thornback Well in case he gets it lol.
Great posting style my friend
I wish i could get a USAA cc, im a member, i think lol, but i guess its my geogrsphic region that prevents me lol
Well in case he gets it lol.Great posting style my friend
I wish i could get a USAA cc, im a member, i think lol, but i guess its my geogrsphic region that prevents me lol
@AverageJoesCredit wrote:
Oopsie, thanks @thornback
Great posting style my friend
I wish i could get a USAA cc, im a member, i think lol, but i guess its my geogrsphic region that prevents me lol
Really? I'd think location, if anything, would only maybe affect checking / savings... why should that affect CC for a large entity like USAA? Did you talk to someone to confirm this?
Oh. If it were me, I'd call again and maybe try to speak to someone in a supervisory position - at least to find out the reason -where it's geographic or limited membership ... if you do decide to call, i'd love to hear what they say..
@AverageJoesCredit wrote:
Ive tried calling but they didnt seem to really know. I know some are partial members not sure i fall in that cat but i do have a member number and password for the site. Anytime i go to check their credit cards, i get the screen that they arent available to me or perhaps my membership doesnt qualify me. Maybe i should call again to see.