When to ask for a CLI

[Mad12345]

My 180 day wait to ask for a CLI on my Navy Fed Cash Rewards card is up today. My question is that since my wife and I should be closing on our home refi with Navy Fed soon, should I wait until after the refi is done to ask for a CLI on the card?

[coldfusion]

Yes, wait.  Unexpected and strange things do happen when requesting CLIs and you don't want to risk possibly tripping yourself up.    You'd almost certainly benefit more by a successful refinance than you would with a CLI right now so stick with dealing with what is most important.

[SouthJamaica]

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@Mad12345 wrote:

My 180 day wait to ask for a CLI on my Navy Fed Cash Rewards card is up today. My question is that since my wife and I should be closing on our home refi with Navy Fed soon, should I wait until after the refi is done to ask for a CLI on the card?

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Do not do anything until after you close on your mortgage.

[Mad12345]

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@coldfusion wrote:

Yes, wait.  Unexpected and strange things do happen when requesting CLIs and you don't want to risk possibly tripping yourself up.    You'd almost certainly benefit more by a successful refinance than you would with a CLI right now so stick with dealing with what is most important.

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Thank you for your advice. This seems like to correct path to take.

[Mad12345]

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@SouthJamaica wrote:

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@Mad12345 wrote:

My 180 day wait to ask for a CLI on my Navy Fed Cash Rewards card is up today. My question is that since my wife and I should be closing on our home refi with Navy Fed soon, should I wait until after the refi is done to ask for a CLI on the card?

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Do not do anything until after you close on your mortgage.

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Thank you for your advice. I was leaning in this direction, but wanted to ask for more advice. I'm still learning the correct way to do all things credit related.