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When to get a card

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Anonymous
Not applicable

When to get a card

When is the best time to get a new card i have stores ones but real credit cards, when is the best time to get one?

Message 1 of 7
6 REPLIES 6
dragontears
Senior Contributor

Re: When to get a card


@Anonymous wrote:

When is the best time to get a new card i have stores ones but real credit cards, when is the best time to get one?


when your profile can support one?

 

Sorry but your questions is vague (no one here knows what your profile is like) and all you will get is vague answers....

Message 2 of 7
torry590
Regular Contributor

Re: When to get a card


@Anonymous wrote:

When is the best time to get a new card i have stores ones but real credit cards, when is the best time to get one?


If you can qualify, now. It will help your credit account mix, possibly your Utilization. These things will boost your score some. You could try the Capital One one prequalification on their site. If nothing comes up they have a new program if your scores are too low for any other unsecured card. 

 

https://www.capitalone.com/credit-cards/credit-builder-program/?Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMMQC4S&PageName=average+or+building&ComponentName=suiteTable&ContentElement=24%3BCredit+Builder+Program&TargetLob=MTS%3A%3ALCTMMQC4S&TargetPageName=Credit+Builder+Program&referer=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Faverage-and-building

 

If these routes do not seem to work for you. I recommend a good secured card, Capital One again has a good one. Open Sky Visa offers one with no Credit Check. Also check your local credit union if you are going to go the secured route. Credit Unions are usually really customer oriented and take care of their customers. 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 3 of 7
torry590
Regular Contributor

Re: When to get a card


@Anonymous wrote:

When is the best time to get a new card i have stores ones but real credit cards, when is the best time to get one?


Oh, and Welcome to the forums! 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 4 of 7
Pway
Valued Contributor

Re: When to get a card


@dragontears wrote:

@Anonymous wrote:

When is the best time to get a new card i have stores ones but real credit cards, when is the best time to get one?


when your profile can support one?

 

Sorry but your questions is vague (no one here knows what your profile is like) and all you will get is vague answers....


I agree.  What are your scores?  Do you have any baddies on yoiur credit reports? 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 7
Anonymous
Not applicable

Re: When to get a card

Thanks torry thats what i did i ended up with captial one to start building and get good credit thank you for the help 

Message 6 of 7
Anonymous
Not applicable

Re: When to get a card


@Anonymous wrote:

When is the best time to get a new card i have stores ones but real credit cards, when is the best time to get one?


For me it's generally around 2AM, but it's really just a matter of preference.  

Message 7 of 7
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