When to request a CLI

[Kree]

---

@Anonymous wrote:

Hi Kree, 

Just wanted to let you know that the 2-3 day message on CLI for Cap 1 is usually a denial. There should be a letter in your documents in your account within a day or so. I've reeived that letter a few times myself unfortunately. 

---

Yup, it was a denial.  Reason  " Recent high balance",  which makes sense.   does anyone know how long high balances are accounted for?

[Kree]

---

@Anonymous wrote:

I would join a credit union for a auto loan. It's inexpensive to join and usually the best rates. Plus it'll help your credit profile. Just a thought.

---

I've used USAA previously for autoloans and been satisfied with them. Will most likely use USAA again. Thanks for the suggestion.