@ddemari wrote:
They mail pretty fast. U will get all the member sign info needed and pin separately but quickly
Oh ddemari, ddemari, ddemari... So I decided to take the plunge with their Platinum Rewards Visa after all this interesting stuff you shared about DCU. Now, I didn't have my DCU membership number (still new) but when I called, a very cool CSR explained to me the process on how to apply since the system will recognize that I have the membership already (all I had to upload was my DL).
So, onward to the clonky, NASA'ish web interface (ah the memories!). Surprisingly, there were less fields to navigate through and everything pretty much auto-populated. A clickitty click here, click there, submit... little wheel spinny... and ta-da! Is this common for DCU to do instant approvals? Now, ganted, I'm sure a loan officer can still review and decide but I certainly did not expect this at all 
So, then I checked the loan status just to see what would display and there it was! Overall, happy with the outcome with DCU. Of course, I'm going to give it a few days in case they request for additional documents and whatnot.
@ddemari wrote:
Wow I'm jealous!! Even then saying to instant approval in their status box is like we like u! I have read they are commonish/ pre-approvals populate for people too. Nice job their!!!! It's hard not to roll the dice sometimes! Big congrats to u!!!
Thanks ddemari!! I was really, really surprised to be honest! CUs tend to be picky sometimes. And the CL is perfect! Heck, you did soooo much better on PenFed than I did but it's all good. I wasn't sure how "welcoming" they tend to be given my new accounts in the past few months (oh and the inquiries...ooops!) but it seems they were not deterred by them. I'm going to see if I get an email requesting more info (or maybe decrease the CL lol)! Hopefully it stays this way.
I agree on rolling the dice. Plus, I figured nothing to lose, and if not approved, at least I got the membership and would try next year. See what you did!!! LOL
Thanks again for your feedback, support and guidance as always! 
@ddemari wrote:
NASA really takes the prize at the most grueling interface and ability to check status do anything compared to even the border borderline antiquated banks lol.
I agree. I'm definitely going to see about a PLOC with them (in the distant future) and I'm sure I'll have to go through their clonky site for that (I'll need a cocktail to ease the navigation process 
). Last time I checked the loan status site, they had moved some links around but it was still stuck in the prehistoric age LOL.