Where to Strike Next for BIG Limit Cards

[Anonymous]

Happy NY Yall.  I have EXP 751 TRN 774 EQ 668(Rebuilding) only 2 Inquries , pull in about $130k year have less than 10k debt on perosnal side.  Just got NFCU 25k Platinum but l tried a preapproval with discover and denied says too many accounts, not long enough history yada yada yada.  What should I try to get next?

TIA

[sccredit]

What do you currently have?  What is your goal?  AF?  No AF?  Need much more info.  

[Anonymous]

I would say try navy fed again after 91/3 they will probabl give you another 25k card.

[Anonymous]

I currently have UNFCU $10,000 Loan,

$500 Navy Fed Secure Loan

$1000 NFCU Blue CC

$500 Secured Card UNFCU

$25,000 NFCU Platinum Card

$30,000 Chase (AU)

$20,000 Chase (AU)

Goal is to raise $100,000 for real estate Flips.

[Anonymous]

I Will try the Flagship in 91 days.  Thanks

[Anonymous]

@Anonymous Is UNFCU the United Nations Federal Credit Union or is some other entity?  From a quick look at your posting history it does not seem that you have the credit history to qualify for "big" limits.

[Anonymous]

Unify Credit Union in LA.  After getting the 25k Platinum from NFCU I thought I was ready to get another.

[sccredit]

NFCU is an outlier.  It is not the norm.  

[Anonymous]

The two secured cards and two AU accounts suggest that it would be difficult to get large limits.  Navy Federal is unique in that regard but it shouldn't be assumed that other lenders would grant such limits to an underdeveloped credit profile.

[Anonymous]

Where would you suggest I start?  Now I have a lean personal file but I have used my PG to get good business credit with over 100K in funding. I am from MI been in LA since 2000.  Go Blue!!!!