I am officially going gardening real soon but wanted to app for one more card.
Looking over the AMEX family of cards I just can't decide. I already have the BCE and wanted add one more card to compliment that one.
I don't do a ton of traveling so would just want a card that I can build up points and save on everyday purchases.
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Well, I have just recently had a couple of baddies removed from my credit report that should really give my scores a boost so I wanted to try one last card before hitting the garden club
Thanks for the solid advice. I really don't need another card and should just work on growing what I have.
Point well taken Tubpbs. I am really taking this credit rebuilding very seriously and covet advice from anyone that's willing to share. I am quite satisfied with my cards thus far. I can honestly say only a couple I am regretting to have applied for but hey,that's the price of rebuilding I guess. As my scores improve building up the credit lines on these cards will be the goal. Thanks again.
Don't get a card just to get a card. If one isn't careful they find themselves seeking out cards to app for just because. IMO that's a dangerous path. What does your current lineup truly lack that a new card will provide? Why does it have to be an Amex? It could be that Amex simply doesn't have any products that fit your needs at this time. Not every creditor suits every person's spend and situation.