Which CR does Chase use?

[Anonymous]

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@Anonymous wrote:

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@MadTechnologist wrote:

I keep hearing that Chase has some really good CCs and what not, and was kinda curious about apping with them. I know I should be gardening, given my less than stellar CSs, but curiosity has gotten the best of me.

Do they pull EQ, TU, EX, or perhaps some unholy combination of the 3. I know Cap 1 pulls ALL 3, which to me is criminal, especially since a lot of people choose them since they're usually a bit easier to get and are needed to build up their portfolio, so a HP on all 3 is a bit much IMO.

Anyway, any help would be appreciated, thanks!

P.S. I'm mostly interested in a BT CC.

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They wont pull all 3 but are known for pulling 2 at a time while others only get  a single report pulled.  It can vary by state so your best bet is too Google 'credit pulls database' and check there.

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I agree!

[Anonymous]

Chase almost always pulls two. In my case it was EX and EQ both times I apped.

[Anonymous]

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@MadTechnologist wrote:

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@Anonymous wrote:

As with most banks, they can and do pull from any of the 3 bureaus. It generally tends to be one in a given area, but in my case they hit TU for CSP app, and EX for FU app.

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So they pulled different CR for 2 different cards, but only1 at a time for you?

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Correct, I applied for FU 30 seconds after CSP but they lost the 2nd app somehow, which I didn't find out until a week later when CSP was approved, so when I reapplied for FU that time they pulled EX.

[woodyman100]

I have always been hit with EQ and EX together with all apps

[IllinoisNative]

Chase pulled Experian for me when I apped for the Freedom card in June 2015 (approved).  I did have a checking account with them so I don't know if that is why they only pulled one bureau.  They also only pulled Transunion for me for my Auto app (approved).

[Anonymous]

they have double pulled ex and tu for me each time.

[MadTechnologist]

Thanks for all the help and info everyone. I appreciate it.