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MaizeandBlue,
I'll get myself right on it, haha!
24 hours later my app is still pending. Yes, I know its the weekend.
I'll probably call when I get back home. As soon as I posted the previous comment I got an alert from Credit Karma that PenFed had pulled my EQ credit report.
Chuckling a little at your impatience and yet wishing you good luck at the same time! Let us know what Penfed tells you!
LOL...speaking of impatience...I'm in a public place so I didn't call as Gmood1 suggested and I just got this email from PenFed:
"Would you consider a reduction in credit limit of current PenFed Promise Visa credit line to accommodate this request? If so, by how much would member like to reduce the limit?"
Of course it arrived after their weekend office hours so I'll call first thing in the morning. It appears that I have it and its only a matter of reallocating some of my current CL.
I've never called before; always used the online option. So now I have to wait some more but at least it will give me some time to polish my pitch. I apped as an individual but I'm wondering if since I live in a community property state whether they'd would consider my wife's income and possibly increase what they are preparing to offer. I really don't need large limits or even more credit but now its a matter of keeping score. The online application form is odd; it asks if youre applying alone or with another person. Once you choose that you're applying alone it is auto-completed and there is no way I could see to change the income numbers they already had on file from when I applied for membership.
I certainly will; hopefully it wouldn't screw up the process. Thanks again for all the guidance.
wrote:
Yes add her income in as well. It will make a difference.