Following....... I am in a nearly identical situation. Same three pre-approvals, same APR's, looking to BT 3-4K, but wouldn't mind getting a large SL with a Venture also. My scores are a little higher (730-740), but otherwise about the same profile it seems.
Starting Score: EQ 641, TU ???, EX ??? (myfico 6/7/13)
I am going to apply on Friday when I know my credit file is as peak as it is going to get.
This is what I got from Capital One. Is prequalified the same as preapproved?
@Kathy4NU wrote:I am going to apply on Friday when I know my credit file is as peak as it is going to get.
This is what I got from Capital One. Is prequalified the same as preapproved?
Yes with Capital One.
Do Venture no matter what and I'd do QS unless you need BT then I would do prestige and venture.
@DrMac210 wrote:Following....... I am in a nearly identical situation. Same three pre-approvals, same APR's, looking to BT 3-4K, but wouldn't mind getting a large SL with a Venture also. My scores are a little higher (730-740), but otherwise about the same profile it seems.
How about you apply and let me know how it goes? I will do the same on Friday.
......... I am waiting until next month when my apps from last May turn 1 year old. Otherwsie, I would!!
As a sidenote, I just re-checked the CapOne preapprovals and it looks like my APR's are also a little lower 12.9% (Venture), 12.9%(QS) and 10.9% (Platinum Prestige).
Wishing you luck on high limits for whichever you decide to apply!!
My amazon store card had a $800 limit and reported at $245 last month. It is now paid off and I just asked for a credit increase and they bumped me up to $2,000. Amazon should report on Wednesday. With the zero balance and new CL it will take my utilization down to 14%. I will apply as soon as I see it has reported. Maybe the interest on the pre qualify will go lower than. I than went to my Lowe's card which is also $800 but has a zero balance and asked for a CLI and they bumped me to $15k but that won't report until the 11th.
I am really wanting a high cl card and one to to a balance transfer on my Sam's card with. I want my file in the best shape that I can for it. Friday will be the day!