Which Credit Report does Capital One pull?

[Anonymous]

Looking to apply for both QS1 and Platinum card and wanted to know which CR they pull? experien, trans, equifax?

[Anonymous]

All of the above.

[OmarGB9]

Triple pull.

[CreditDunce]

They will pull all three CRA's.  Normally, the most important score will be your EQ-04 score.  However, Cap1 is also known for experimenting with other scores.  On the plus side, there pre-qual site is fairly accurate.  If they pre-qual you, they are most likely going to approve your application.

EDIT: if you apply for two cards, Cap1 will pull each 3x for both of the cards.  However, the CRA's will probably combine the pulls into 1 per CRA.  However, it is not guaranteed you will end up with only one INQ per CRA.

[bodyboy1]

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@Anonymous wrote:

Looking to apply for both QS1 and Platinum card and wanted to know which CR they pull? experien, trans, equifax?

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>  ALL 3! ...   please try the pre-Qual site rite before Christmas     u need to remember..   it's other factors than your scores, that the bank/lender/Capital ones looks at,  even though i know equifax is what they will go based on..   they use trans for credit tracker..  (go figure).. and will still pull & look at Experian ...   just cause your scores are low dosen't mean   they won't approve u,   best of luck!