Re: Which FICO?

cam2103 · ‎03-24-2015

Hello all,

Wondering if anyone knows which FICO scores Chase and AMEX use? The Bank Card 8?

TrialByFire · ‎03-24-2015

I can't remember for sure but I think it is the bank card 8 version, possibly used in conjunction with internal scoring models.

Aarvard · ‎03-24-2015

For me Amex used the generic EX 08, not the bankcard enhanced model.

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.

Anonymous · ‎03-25-2015

Chase uses their own internal EX score. It came in the card package agreement and welcome letter. I believe it's Experian Acquisition Risk Score.

cam2103 · ‎03-25-2015

Thanks guys!

Tonya-E · ‎03-25-2015

Amex used the standard FICO 08 for me (not the cc enhanced). Chase I am unsure about but that was in 2011.

Which FICO?