Which NFCU Credit Card has the best probability of being approved?

[FA21]

I recently open an account with NFCU.  Yesterday a CS called me to "welcoming"  to the CU.  She also asked me if I wanted to apply for a CC.  I told her I was in the process of rebuilding my credit and I have only 3 CC with low limits (less than 400).  She told me that in that case my best bet was to apply to the Platinum card.  After the call ended I reviewed the NFCU website and I noticed that they have 4 different CCs, Cash Reward, Go Reward, Signature and Platinum.  My question is:  Which of the CCs gets the easiest approval?  I'm wondering if I should call them and change the type of card I want if the platinum is not the most commun CC.  Please let me know...

[MauiMan85297]

Most common applied for would be the cash rewards but maybe she was trying to guide you based on the information you provided to her.

[AverageJoesCredit]

Man, i think youll be golden if THEY called you and welcome you looking to get you a cc. All i got when i joined was dead space.

If your income is high i wouldnt be suprised to see you posting soon on your new high limit Navy card. One of our resident posters got hooked up sweetly with his high income and profile while on the other spectrum just read of other poster with LOW 500's fico 8 and is sportin the nicest of nice that Navy offers. Money talks ....Army walks

[FA21]

You may be right.  I noticed that all the CC except Signature have similar rates and benefits.  She told me that the application was under review (not a good sign) and I should know more tomorrow...Looking forward to hear from them.  Planning to do a recon call if denied. 

[Anonymous]

I wouldnt give up hope yet. Alot of apps go under review. Sometimes they just want you to provide POI.

[Aduke1122]

All have the same UW besides the Flagship with has a bit of a higher standard bc the min SL is 5 k on that one

[rmduhon]

Hubby's and my app for a GoRewards card went to review. Was approved the next day for 2,500. 3 months later we're at 17k. So review isn't necessarily a bad thing, and neither is a lower limit.

[FA21]

That will be awesome!  My highest CL is $400 with Capital One.  Still waiting

[Anonymous]

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@FA21 wrote:

That will be awesome!  My highest CL is $400 with Capital One.  Still waiting

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Let us know how it goes.

[FA21]

Update!  This morning I found a message in my inbox.  The card was denied.  I called to find out the reasons and the CS told me that they cant tell me the reason of denial over the phone.  She told me that I should receive a letter in 7 days explaining the reasons why the bank did not issue the CC.  I guess I have to keep using my other CCs and paying the full balance for a few months an re-apply.  For the most seasoned NFCU members, How long should I wait before resubmit the application?

Thanks