Which card should I apply for?

[Anonymous]

I have finaly got my socres where I need them to be.

EX 826 EQ 785 TU 757 (TU and EQ will also go up in a week, once my payments report)

I am in the market for 3-4 new cards. My main goal is to get cards with the highest limits.

I don't care about interest rate, however I do care about initial offers (bonus $, bonus points, 0% period...)

But highest credit limit is my priority.

Below is what I currently have:

Chase Freedom - $17,000

AMEX BC - $12,000

Discover IT - $6,000

US BANK - $6,000

Cap One Venture MC - $4,250

TD BANK VISA - $3,400

Cap One VISA - $2,000

Chase Ink (Busines) - $6,000

Utilization - Less than 3%

Income $140,000

EX 826 EQ 785 TU 757 (TU and EQ will also go up in a week, once my payments report. Experian already reported the payments)

WHAT CARDS SHOULD I APPLY???

[SouthJamaica]

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@Anonymous wrote:

I have finaly got my socres where I need them to be.

EX 826 EQ 785 TU 757 (TU and EQ will also go up in a week, once my payments report)

I am in the market for 3-4 new cards. My main goal is to get cards with the highest limits.

I don't care about interest rate, however I do care about initial offers (bonus $, bonus points, 0% period...)

But highest credit limit is my priority.

Below is what I currently have:

Chase Freedom - $17,000

AMEX BC - $12,000

Discover IT - $6,000

US BANK - $6,000

Cap One Venture MC - $4,250

TD BANK VISA - $3,400

Cap One VISA - $2,000

Chase Ink (Busines) - $6,000

Utilization - Less than 3%

Income $140,000

EX 826 EQ 785 TU 757 (TU and EQ will also go up in a week, once my payments report. Experian already reported the payments)

WHAT CARDS SHOULD I APPLY???

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I think the travel cards are most likely to give you the biggest limits, like Chase United Mileage, Barclay Arrival Plus, Chase Marriott, etc

[Anonymous]

Look at the Citi Prestige as well.  Overall, the best travel card out there with nice starting bonus and they tend to give out high limits for the card.

[Anonymous]

Perhaps another Venture - I have read a lot (relative) of approvals at $30K

[Anonymous]

I probably won't apply for Cap One for a while as I am super dissatisfied with their limits and the way they increase my current account by $500 every 6 months.

Also, they pull all 3 bureus which I dont like

[Anonymous]

UPDATE!!!!

I just got instant approval for the following three.

AMEX Everyday: $15,000

CHASE Sapphire Pref: $28,000

Ebates: $10,000

Super excited!

Based on my research, they both should have pulled my Experian.

I am going to wait for a few days and try for a few more cards that pull EQ & TU.

I am thinking about Citi Thank You Preferred.

I like other Citi cards, but I cannot justify another CC with an annual fee.

The only one that has an Annual Fee is the CHASE Sapphire Pref, however I did get 50,000 sign up bonus and free 1st year membership. I will use that enough to justify the annual fee, but any other cards with annual fee I cannot justify.

So I am definitly looking for cards with NO annual fee.

[Adrenolin]

How'd you get your FICO's to jump up so high in 2wks? Your scores in your sig (EQ-731 TU-731 EX-741 (as of 1-02-16)) are much lower than your OP despite only being a 2wk difference

[Anonymous]

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@Adrenolin wrote:
How'd you get your FICO's to jump up so high in 2wks? Your scores in your sig (EQ-731 TU-731 EX-741 (as of 1-02-16)) are much lower than your OP despite only being a 2wk difference

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I paid of all my balances. About $24000 in the last month.

I paid about 6000 / week and because of the way my cards reported to credit bureus

[SouthJamaica]

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@Anonymous wrote:

UPDATE!!!!

I just got instant approval for the following three.

AMEX Everyday: $15,000

CHASE Sapphire Pref: $28,000

Ebates: $10,000

Super excited!

Based on my research, they both should have pulled my Experian.

I am going to wait for a few days and try for a few more cards that pull EQ & TU.

I am thinking about Citi Thank You Preferred.

I like other Citi cards, but I cannot justify another CC with an annual fee.

The only one that has an Annual Fee is the CHASE Sapphire Pref, however I did get 50,000 sign up bonus and free 1st year membership. I will use that enough to justify the annual fee, but any other cards with annual fee I cannot justify.

So I am definitly looking for cards with NO annual fee.

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I think you should let your credit scores digest the 3 new account openings before applying for more.

In my experience Chase & Amex pull EX, while Ebates pulls TU.

[Anonymous]

AMEX pulles EX only.

Chase pulled EX & TU.

Ebates I am not sure yet, but I think TU only.

Why should I wait for scores to update the new cards?

also, does it really matter if the next two cards I am planning to app will pull EQ?