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I applied for Uber and Penfed credit card yesterday. I want to apply for one more. I am looking for Wells Fargo, BOA, or Capital One Savior. I have a BK on file from May 2017. Which one do you think is more BK friendly?
Cap One
@AverageJoesCredit wrote:Cap One
Capital one is easy to get but Savor is their prime card. You think I got a chance with BK?
Savor is probably the easiest on that list.
Check the prequal and see if it's there.
@Anonymous wrote:Savor is probably the easiest on that list.
Check the prequal and see if it's there.
I don't prequalify for any product.
@AverageJoesCredit wrote:Cap One
You feeling OK Joe?
@Anonymous wrote:
@Anonymous wrote:Savor is probably the easiest on that list.
Check the prequal and see if it's there.
I don't prequalify for any product.
If you don't prequalify, there's a high chance you will be declined. I wouldn't risk it for a triple pull.
@Anonymous wrote:
... I wouldn't risk it for a triple pull.
Nor would I.
As someone who is with the three lenders inquired about, I'd rank them : BoA, BoA, Boa, with the other two being a (distant) toss-up. For me, a deciding factor is Cap1 costs 3 HPs to approve (or deny) and tends to bucket. Others might feel differently.
I third that! I'd leave Cap1 alone until you start getting prequals at least. Not worth those HP's.