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Who does Amex use for approvals!

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Anonymous
Not applicable

Who does Amex use for approvals!

I would like to apply but wanted to know what credit company they us.
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Who does Amex use for approvals!


@Anonymous wrote:
I would like to apply but wanted to know what credit company they us.

@Anonymous,

 

How do you mean? Amex uses Amex for approvalsSmiley Tongue

Message 2 of 8
bigblue7722
Valued Contributor

Re: Who does Amex use for approvals!

they use experian good luck

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 3 of 8
mikelo22
Established Contributor

Re: Who does Amex use for approvals!


@Anonymous wrote:
I would like to apply but wanted to know what credit company they us.

99.9999% of the time, Amex will pull Experian.

Message 4 of 8
Anonymous
Not applicable

Re: Who does Amex use for approvals!

experian.

Message 5 of 8
Anonymous
Not applicable

Re: Who does Amex use for approvals!


@mikelo22 wrote:

@Anonymous wrote:
I would like to apply but wanted to know what credit company they us.

99.9999% of the time, Amex will pull Experian.


99.99% is more like it. They've been known to double and triple pull on super borderline approvals.

Message 6 of 8
Anonymous
Not applicable

Re: Who does Amex use for approvals!


@Anonymous wrote:
I would like to apply but wanted to know what credit company they us.

Tell us a little about your credit profile and what card are you looking to apply?  Do you know your Experian score? Credit Utilization? Any baddies? 

Message 7 of 8
Oslo
Valued Member

Re: Who does Amex use for approvals!

Amex double pulled Experian and TU for me last summer when I was approved for my charge.  Both were in the 690s at the time.

| Amex Green | Dicover It | Citi Simplicity | Capital One Quicksilver | Chase Sapphire Preferred | Chase Slate | Banana Republic Visa | JCrew |

| EQ 694 | TU 701 | EX 706 | Updated 02/04/2015
Message 8 of 8
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