cancel
Showing results for 
Search instead for 
Did you mean: 

Who does a single HP for dual CC apps?

tag
boober
Frequent Contributor

Who does a single HP for dual CC apps?

Apparently 90%? of the time, Cap 1 does a single HP (but to 3 CB's?) if you apply for 2 CC's from them in the same day.

 

Who else does this?

 

I'm reading Amex does like half the time, but I've only heard that from one person so nothing solid.

 

How about Chase?

 

B of A?

 

Any others?

 

Thanks!!! Smiley Very Happy

Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: Who does a single HP for dual CC apps?

Amex does it way more than 50%

Chase can be hit or miss

 

Also to note any lender may pull 2 CB's for any one app

So I guess you could say all situations are YMMV

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
GetMeSlick
Established Contributor

Re: Who does a single HP for dual CC apps?


@boober wrote:

Apparently 90%? of the time, Cap 1 does a single HP (but to 3 CB's?) if you apply for 2 CC's from them in the same day.

 

Who else does this?

 

I'm reading Amex does like half the time, but I've only heard that from one person so nothing solid.

 

How about Chase?

 

B of A?

 

Any others?

 

Thanks!!! Smiley Very Happy


I dont think, thats true with Cap1. I recently apped platinum prestige got approved with 3 pulls each in 3 bureaus. when i asked the credit analyst, would they be able to add another new venture app with same pulls. they said NO. they would do another set of 3 pulls from 3 bureaus. then i backed out. so, be cautious.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 3 of 6
Anonymous
Not applicable

Re: Who does a single HP for dual CC apps?

Cap hit me 2x in the same day. -TU & EX

AMEX also 2x me on a BCE and SPG -EX

Chase pulled one from Ex for my CSP and one from TU for my Freedom.
Message 4 of 6
Anonymous
Not applicable

Re: Who does a single HP for dual CC apps?

I've read that AmEx does with a charge and a revolver. Is it often true also for two revolvers?

 

ETA: I see Sullivan says no. 

Message 5 of 6
sillykitty1
Established Contributor

Re: Who does a single HP for dual CC apps?

Amex - Charge & revolver, same day

Chase - I got Marriott and CSP same day

BOA/FIA - Better Balance Rewards & Fidelity Amex same day

 

Many CU's will also use the same pull for 30-90 days for any credit product.

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.