Who is sending you mailers?

[Anonymous]

Hello,

What companies are sending mailers to your right now for new accounts? I am about to app for several accounts cold and I was curious who appears to be loose adding accounts. I have high income,will be close to 800 score,10% utilization, and 1/12.

Thank you

[Gunnerboy]

Now that you mentioned it, I haven't seen a mailer for new cards since February.  I used to regularly get them from Discover, CapOne, Barclay, or HSBC.  Not a single one of interest.  Maybe it's pandemic-related or due to my scores passing 800.

[Anonymous]

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@Anonymous wrote:

Hello,

What companies are sending mailers to your right now for new accounts? I am about to app for several accounts cold and I was curious who appears to be loose adding accounts. I have high income,will be close to 800 score,10% utilization, and 1/12.

Thank you

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So I don't have "high" income, or at least what folks on this forum would call high, but my scores are right up there with yours, and 0/12. (6/24). Disco has been mailing me something fierce.  They all of a sudden want my business.   Last time they SP'd me I was high 700s.

Curious to see what comes in a few months now that my scores are even higher 700s to low 800s. 

[simplynoir]

Discover and Wells Fargo keep sending me mailers pretty much every week for their cards, in the case of WF basically 2-3 times a week. Dunno what on my credit profile other than not having their cards what they like about it

[Anonymous]

Delta has FINALLY stopped sending me physical spam for their SkyMiles card. My wife and I flew Delta once when we gave up our seats on a United flight. I've been getting their crap since. There is no obvious way to unsubscribe. The entire pandemic will have been worth it if they never restart mailings.

Edit: I apologize if this offends anyone affected by the pandemic. This is just a joke about Delta's persistence.

[TSlop]

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@Gunnerboy wrote:

Now that you mentioned it, I haven't seen a mailer for new cards since February.  I used to regularly get them from Discover, CapOne, Barclay, or HSBC.  Not a single one of interest.  Maybe it's pandemic-related or due to my scores passing 800.

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Same with me... I feel like it has been months since I've seen a mailer. Overall junk mail has gone down in my mailbox.

[Anonymous]

It does feel like it's been months sice I've seen one, but in all honesty it's likely only been 1 since the last offer. Considering they used to flood the mailbox, it just feel like a long time now that they're not.  Truthfully though I don't know the real cause, is it because of them scaling back in marketing or I simply risen above the score they like to target. As mentioned in another thread I have received/not received mailers based on what my current scores were at the time.

Or perhaps both, because no matter what my score wee BT offers were constantly available from various lenders. Now not so much, other than Disco and NFCU. At least at wht we call good rates, i can still do BT's but at the standard CC interst rate. And who does that?

Of course I do kind of like the that I'm not getting ailer for teh exact same cards I have, that cuts the mail down by 25% alone!

[Wavester64]

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@Anonymous wrote:

Hello,

What companies are sending mailers to your right now for new accounts? I am about to app for several accounts cold and I was curious who appears to be loose adding accounts. I have high income,will be close to 800 score,10% utilization, and 1/12.

Thank you

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This time last year when I wasn't into the CC game, I got mailers all the time and threw them away.

Now I am a die hard player in the CC game and I never get mailers 

[Anonymous]

In the last month Wells Fargo has sent me offers for Cash Wise twice. 

[Anonymous]

A payday advance company. Never used them before and didn't know that was a thing?   A relative has been getting Discover it every couple weeks. They were getting Cap1 preapprovals before COVID.