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Why I didn't get Venture CLI! :(

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skorpyo3
Frequent Contributor

Why I didn't get Venture CLI! :(

Wow! Really? My FICO with EQ is 666(not that low) and I followed steps that everyone else did to receive their 60 day Venture CLI. I had 2 statements cut, spent over 4K in 2 months, and PIF both months. Not very happy right now. Smiley Sad

 

This is how much Cap1 loves me:

 

You recently requested a credit line increase for your Capital One ® account. Unfortunately, your account isn't eligible right now. We know this isn't the answer you were hoping for and we want to help you understand why:

· Based on your credit lines with Capital One, your credit score isn't high enough for an increase. See the back of this letter for more details.

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 1 of 46
45 REPLIES 45
Anonymous
Not applicable

Re: Why I didn't get Venture CLI! :(

sorry to hear that, thats strange i got 3k increase no problem. but my scores are in the mid 730-750.

 

GLuck next time! 

Message 2 of 46
Anonymous
Not applicable

Re: Why I didn't get Venture CLI! :(

Sorry to read that, skorpyo3 Smiley Sad

 

I wonder what the threshold is...

Message 3 of 46
alextercero
Super Contributor

Re: Why I didn't get Venture CLI! :(

Sorry to hear that. try again, make sure you hit the luv button 12 -14 days after your second statement cut, that's how i did it, the first time right when my 2nd statement cut no dice and then  5 days later no dice then right about 12 days after the 2nd statement was cut i got 1k.... wish you luck

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 46
dwz55
Regular Contributor

Re: Why I didn't get Venture CLI! :(

They already gave you 15k, just let your scores go up a bit and they might show you some love.

TU 780 April 2014
EQ 797 May 2014
EX 786 May 2014
Message 5 of 46
Anonymous
Not applicable

Re: Why I didn't get Venture CLI! :(

What is your spend like? Is 15K not enough?
Message 6 of 46
Jaylima91
Established Contributor

Re: Why I didn't get Venture CLI! :(

At least you know what you have to improve before requesting again.

Message 7 of 46
skorpyo3
Frequent Contributor

Re: Why I didn't get Venture CLI! :(


@Anonymous wrote:
What is your spend like? Is 15K not enough?

Not the point!

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 8 of 46
Anonymous
Not applicable

Re: Why I didn't get Venture CLI! :(

Credit limits are earned.

$4,000 over two months might get you a CLI on a $3,000 QS.

Give it a year of similar spend.

Message 9 of 46
Anonymous
Not applicable

Re: Why I didn't get Venture CLI! :(


@alextercero wrote:

Sorry to hear that. try again, make sure you hit the luv button 12 -14 days after your second statement cut, that's how i did it, the first time right when my 2nd statement cut no dice and then  5 days later no dice then right about 12 days after the 2nd statement was cut i got 1k.... wish you luck


Congrats on the venture CLI! Were your scores similar to what's on your siggy right now when the gave you the CLI? 

Message 10 of 46
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