OP, I would take the secured card. As far as a lender, they are cool to deal with and dont thumb their nose at you. It will secure and possibly to a nice 5K amount. They do want long term customers so its a foot in the door.
No hate op, just the ship is full and have to wait for next one
Aduke , i feel ya. The $500 stare's ya in the face sometimes and when you see all the fun the other kids are having in the sandbox, makes you want to join in. Just that we havent gotten invited yet. Itll happen, and if not, there will always be one lender who will work well with ya
Aduke , i feel ya. The $500 stare's ya in the face sometimes and when you see all the fun the other kids are having in the sandbox, makes you want to join in. Just that we havent gotten invited yet. Itll happen, and if not, there will always be one lender who will work well with ya
Great advice in this thread! Good luck, OP. You are really rocking.!I didn't apply for a card for five years after my Chapter 13. Hope that puts your situation in a different perspective.
No cards for EIGHT years post bk7! Didnt know i couldThought you had to wait 10 years lol to even get credit again
Thought you had to wait 10 years lol to even get credit again