Wife applying for Care Credit have some questions

[ojefferyo]

Any updates OP?

[Marcos8]

Thanks for all the responses so far everyone! I think when my thread was moved it turned off email notifications so I just saw all the responses now. We are applying tonight for her. I will use the General tab, aim high as she is considering future Invisilign as well, and if the limit is too low I will recon the limit within a 24-48 hour period to avoid a HP. I will update this evening or tomorrow. Thanks again! 

[Creditaddict]

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@Marcos8 wrote:

Thanks for all the responses so far everyone! I think when my thread was moved it turned off email notifications so I just saw all the responses now. We are applying tonight for her. I will use the General tab, aim high as she is considering future Invisilign as well, and if the limit is too low I will recon the limit within a 24-48 hour period to avoid a HP. I will update this evening or tomorrow. Thanks again! 

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do the call through automated system next day no matter what... it almost always gives more

[Marcos8]

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@Creditaddict wrote:

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@Marcos8 wrote:

Thanks for all the responses so far everyone! I think when my thread was moved it turned off email notifications so I just saw all the responses now. We are applying tonight for her. I will use the General tab, aim high as she is considering future Invisilign as well, and if the limit is too low I will recon the limit within a 24-48 hour period to avoid a HP. I will update this evening or tomorrow. Thanks again! 

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do the call through automated system next day no matter what... it almost always gives more

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Where do I get the phone number for the automated system? Thanks

[Creditaddict]

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@Marcos8 wrote:

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@Creditaddict wrote:

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@Marcos8 wrote:

Thanks for all the responses so far everyone! I think when my thread was moved it turned off email notifications so I just saw all the responses now. We are applying tonight for her. I will use the General tab, aim high as she is considering future Invisilign as well, and if the limit is too low I will recon the limit within a 24-48 hour period to avoid a HP. I will update this evening or tomorrow. Thanks again! 

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do the call through automated system next day no matter what... it almost always gives more

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Where do I get the phone number for the automated system? Thanks

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866-893-7864

should find your account if you call from phone number listed.

[Marcos8]

OK my wife was approved for Care Credit with a starting limit of 1K. A little low for her liking but since she is in rebuilding mode we're still looking at it as a win. How long should we wait to call the # for a recon on the limit? Can we call now or should we wait until morning? Thanks again!

[Creditaddict]

Tomorrow, it has to get setup in online system

[Anonymous]

You are golden! Ask for $25k and let them counter! I hope they blow your mind with a big limit! Grats on the approval!

[Marcos8]

Called just now and the system isn't recognizing the account #... I assume that means the account isn't set up yet. I will try again after 7 pm when I get home for the CLI. 

[Marcos8]

Well things didnt go quite as she hoped... I called again this evening and this time the system recognized the account. After giving the account summary it asked to state what else I needed help with so she said credit line increase. It then transferred her to a live rep who asked for the amount for which she said 20,000. We were at least expecting some sort of counter offer but she came back and said it was denied and that a letter would be mailed indicating why. A little bummed for her since she looked let down but as I said earlier she is still in the rebuilding phase so the approval for her was still a win. Thanks for all the help everyone