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Will Cap One Approve 2 cards in the same day?

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Ladybugz
Valued Member

Re: Will Cap One Approve 2 cards in the same day?

12njoy - I read it here that if you're in opt-out status, you will not get prequalified offers even if you initiate them at one of the CCC sites.  You should check the opt-out prescreen website to find out - if you don't already know...good luck!


Starting Score 4/10/15: EQ 627; TU 629; EX 666
Current Score 12/1/15: EQ 711; TU 647; EX 650

Mortgage Score 7/9/15:
EQ 694; TU 682; EX 610
Immediate Goal: Mortgage Middle Score: 680

Message 21 of 28
12njoy
Super Contributor

Re: Will Cap One Approve 2 cards in the same day?

Thanks ladybugz. I was/am opt-in.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 22 of 28
SecretAzure
Valued Contributor

Re: Will Cap One Approve 2 cards in the same day?


@Ladybugz wrote:

@SecretAzure wrote:

@Ladybugz wrote:

Good evening all - Well today I got approved for the QS1 with 1K SL (I feel like we have our own secret language here, LOL).  I am also a member on CK and when I picked up my alert for the HP, I saw that my chances of getting the Platinum had increased to "Very Good" and the QS1, "Poor".  I only applied earlier today because the CapOne site had prequalified me for both cards. 

 

I am still prequalified at the CapOne site.  So, my question - do you think they will approve the Platinum on the heels of the QS1? 

 

This would be my third card then I'll be asking some of you to make room for me in the garden. Thanks for your response.


Congratulations on your success! I just wanted to point out what might be a flaw in your decision-making process (for future). You said you only applied because of the prequal that was showing for both cards, a lot of times prequals use out-dated soft-pulls that aren't yet aware of your recent inquiries, lines of credit and the like. I've seen on these forums before where one was denied even though CreditKarma showed they had a "Very Good" chance of getting said card. The issue was he had just recently gotten multiple other cards, not all of which CreditKarma had info yet. Don't always trust prequals is all i'm saying. 

 

AGAIN, CONGRATULATIONS ON YOUR SUCCESS! Hope you garden! Smiley Wink


Thanks! SecretAzure.  I've read here in the forum that a prequal at the CapOne site is almost as good as an approval. So that's why I went for the first card.  I don't put much store in the CK recommendations or FAKO scores except to watch their up-down movement.  I like CK for the frequent alerts and updates re the CR. 

 

Yes, I will be in the garden but I'm afraid I'll spend my most of my time there hacking away at some nasty weeds first. I wanted to plant these good seeds before the "dirt starts to fly" as I tackle some baddies.  Make room for me, will you? Smiley Happy   


Plenty of room! Smiley Happy I use CK the same way, a guide/monitor. Hope you get rid of all those nasty weeds soon!

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 23 of 28
Anonymous
Not applicable

Re: Will Cap One Approve 2 cards in the same day?

I disagree, this week I applied for the Venture card-approved 15k on Sunday and the Quicksilver card-approved 5k on Monday.

Message 24 of 28
pizza1
Community Leader
Super Contributor

Re: Will Cap One Approve 2 cards in the same day?


@Dut wrote:

Congrats. Cap one will only allow you one credit card within 30 days. You will be eligible for a new one after 30 days.


Not true...I did back to back apps for Venture and QS, approved for both within 5 min of each other.  Did it again 45 days laterSmiley Wink

Message 25 of 28
12njoy
Super Contributor

Re: Will Cap One Approve 2 cards in the same day?


@pizza1 wrote:

@Dut wrote:

Congrats. Cap one will only allow you one credit card within 30 days. You will be eligible for a new one after 30 days.


Not true...I did back to back apps for Venture and QS, approved for both within 5 min of each other.  Did it again 45 days laterSmiley Wink


What were your stats pizza1 and what cards (45 days later) did you get with limits?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 26 of 28
pizza1
Community Leader
Super Contributor

Re: Will Cap One Approve 2 cards in the same day?


@12njoy wrote:

@pizza1 wrote:

@Dut wrote:

Congrats. Cap one will only allow you one credit card within 30 days. You will be eligible for a new one after 30 days.


Not true...I did back to back apps for Venture and QS, approved for both within 5 min of each other.  Did it again 45 days laterSmiley Wink


What were your stats pizza1 and what cards (45 days later) did you get with limits?


1st round was on 02/06/15 ,Venture and QS Siggy each for $10k.  and actually looking at my CC sheet my 2nd round was 35 days later on 03/21/15... 2 nd round was Venture for $15k, and QS Siggy for $5k

Message 27 of 28
12njoy
Super Contributor

Re: Will Cap One Approve 2 cards in the same day?


@pizza1 wrote:

@12njoy wrote:

@pizza1 wrote:

@Dut wrote:

Congrats. Cap one will only allow you one credit card within 30 days. You will be eligible for a new one after 30 days.


Not true...I did back to back apps for Venture and QS, approved for both within 5 min of each other.  Did it again 45 days laterSmiley Wink


What were your stats pizza1 and what cards (45 days later) did you get with limits?


1st round was on 02/06/15 ,Venture and QS Siggy each for $10k.  and actually looking at my CC sheet my 2nd round was 35 days later on 03/21/15... 2 nd round was Venture for $15k, and QS Siggy for $5k


Thanks pizza1 I was contemplating making another run at Cap1 in 30 days and now you have confirmed that I will be doing so.  Hopefully I get a repeat of my 1st round.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 28 of 28
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