Will Cap1 counter with a secured if they deny you for a unsecured Platinum card?

[Anonymous]

So I am thinking of taking a chance and applying to Cap1 for an unsecured Platinum card with my low credit score. 

My question is if denied will Cap1 counter with a secured card on the same HP or will I need to apply for a secured card and get another HP. 

Thanks for any info.

[dragontears]

I am not aware of cap1 countering with a secure card without making a new app

[Anonymous]

why don't you check pre-qua page before you apply for any Cap1 card?

It's very accurate actualy

https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx

[Anonymous]

I already did the pre-qualify page, its said could not find any, but it invited me to apply for a platinum unsecured and a platinum secured.

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@Anonymous wrote:

why don't you check pre-qua page before you apply for any Cap1 card?

It's very accurate actualy

https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx

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[creditguy]

Never heard of Cap One countering like BofA and Discover have but that's not to say you won't receive an offer down the road. What does your overall profile and scores look like? 

[Anonymous]

As part of my app spree a couple weeks ago I also applied at Cap 1 for the Venture and Quiksilver. I was denied for both because of too many new accounts and no experence with high limits (I did not know that Lowes and Amazon would report IMMEDIATELY). However, yesterday I got a letter from Cap 1 in the mail saying that they would still like me as a customer and prequalified me for their platinum card. I applied with their prequalification code and was approved. I called in and asked if I could upgrade this card to a Quiksilver. The person stated that they cannot do that until I have my physical card in the mail but after I activate it I can call in regularly and check for upgrade offers.

[Creditplz]

That's actually how I got my mine, I applied for a platinum and was denied and offered a counter "secured 99/200" back in 2014

[Anonymous]

Past 12 months no baddies, before that 90 days late on auto load that is no current 30 days late on a credit card and 2 years ago charge off for $9800 that I have been paying on now down below $5000. Total 5 account 2 in good standing the other 3 are described as above.

Vantage 3.0 has all CRA 556-563 

Thanks.

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@creditguy wrote:

Never heard of Cap One countering like BofA and Discover have but that's not to say you won't receive an offer down the road. What does your overall profile and scores look like? 

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[Anonymous]

Thanks for the info. Did you apply online and they countered with a secured via snail mail?

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@Creditplz wrote:
That's actually how I got my mine, I applied for a platinum and was denied and offered a counter "secured 99/200" back in 2014

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[Creditplz]

I applied online, and was offered the secured online, I called to make the deposit of $99